johncons

Måned: november 2012

  • Jeg sendte en ny e-post til Step Change


    Gmail – Stepchange Debt Charity

    Gmail


    Erik Ribsskog
    <eribsskog@gmail.com>



    Stepchange Debt Charity



    Erik Ribsskog

    <eribsskog@gmail.com>


    Thu, Nov 15, 2012 at 7:57 PM

    To:
    Q&A <contactus@stepchange.org>

    Hi,

    it says here that Stepchange means:
    A step change is a sudden or major change in the way that something happens or the way that someone behaves.  

    My debt was due to that I was underpaid in a job, and not due to that eg. wasted a lot of money.


    So I think this new name is a bit descending.

    If you tell people the have to change then you patronise them, I think.
    You don’t need to patronise people to give them advice about the laws on debt, I think.

    So I wanted to complain about this new name.

    You say I don’t have to use Step Change, but I’ve been using CCCS for advice, for a few years now.

    So it seems like a hostile act almost, to me, that you change your name, and just tell your clients to ‘bug off’ if they don’t like the new name.

    So I wanted to compain about this.
    The new name sounds like you are a branch of the inner mission, (or something), I think.

    Erik Ribsskog


    On Thu, Nov 15, 2012 at 12:49 PM, Q&A <contactus@stepchange.org> wrote:

    Good afternoon

    Thanks for your recent e-mail.

    We are an independent charity and our services and advice are entirely free of charge and therefore

    it is down to you if you follow the advice or not.

    Unlike fee-charging

    debt management companies, our service is funded by creditors, not paid for by clients. This is made possible by the charitable contributions
    that creditors make to us. As a result, our advice to those in need is genuinely free. It’s based on what’s best for them, not what’s profitable for us.

    Thanks

    Lauren

    From: Erik Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 14 November 2012 22:28

    To: Q&A
    Subject: Re: Stepchange Debt Charity

    Hi,

    well I don’t like your new name.

    It’s like you patronise and moralise people and say they’ve done something wrong.

    Isn’t it also true that the credit card-companies pay for running your organisation?

    It’s a bit like they sit on more than one side of the table here, I think.

    So I have doubts about your agenda and your so-called independency now.

    (Since I’ve noticed these things).

    Erik Ribsskog

    On Wed, Nov 14, 2012 at 2:05 PM, Q&A <contactus@stepchange.org> wrote:

    Good afternoon

    Thank you for your recent email.

    We want to raise awareness of our services and stand apart from every other brand that offers debt advice. With a more memorable

    name, a clearer identity and a stronger presence than ever before, we will not just reinforce our position as the leading debt charity, but we will also become the organisation that people turn to first when looking for

    debt help
    . I hope this answers your question regarding our name change.

    If you have any other questions you can reply to this e-mail, chat to us online or call us on 0800 197 1704. We’re open Monday to

    Friday 8am to 8pm.

    Thanks

    Lauren

    From: Erik

    Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 13 November 2012 17:45

    To: Q&A
    Subject: Re: Stepchange Debt Charity

    Hi,

    I don’t like the name Step Change.

    It’s like you patronise and say I’ve done something wrong I think.

    Isn’t that what your new name means?

    Erik Ribsskog

    On Tue, Nov 13, 2012 at 1:45 PM, Q&A <contactus@stepchange.org> wrote:

    Good afternoon

    Thanks for your recent email.

    We have recently changed our name from CCCS to Step Change Debt Charity which is why you may be confused

    by our reply to your email.

    If you have any other questions you can reply to this e-mail, chat to us online or call us on 0800

    197 1704. We’re open Monday to Friday 8am to 8pm.

    Thanks

    Lauren

    From: Erik

    Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 12 November 2012 18:41
    To: Q&A
    Subject: Re: Stepchange Debt Charity

    Hi,

    I haven’t had anything to do with Stepchange earlier to be honest.

    Where did you find my e-mail?

    Erik Ribsskog

    On Mon, Nov 12, 2012 at 5:59 PM, Q&A <contactus@stepchange.org> wrote:

    Good afternoon

    Thank you for your email.

    Could you confirm your web/client reference ?

    Please confirm your full name, first line of address and post code for data protection.

    Thanks

    Donna

    Hi,

    I’ve sent you an e-mail about this on 8/11.

    Best regards,

    Erik Ribsskog

    PS.

    Here is more about this:

    Erik Ribsskog

    <eribsskog@gmail.com>

    Thu, Nov 8, 2012 at 10:49 PM


    To:
    contact@dmpay.co.uk


    Cc:
    Contact-Us <Contact-Us@jobcentreplus.gsi.gov.uk>, CONTACT-US <CONTACT-US@dwp.gsi.gov.uk>


    Hi,

    I’m refering to your letter from 5/11, which I attach.

    The Jobcentre haven’t sent me my five latest Jobseekers Allowance-payments, for no good reason.


    I do my Jobseeking like the Jobcentre have previously told me they want me to do it, every week.

    I have not been informed by the Jobcentre when they are going to start sending me my Jobseekers Allowance again.



    And I no money for cutting my hair, or taking the train to job-interviews eighter.



    So maybe Barclays can give me a loan, untill someone have cleaned the problems at the Jobcentre up?

    I also have an insurance-case against Barclays, since where I used to live, in Leather Lane, in Liverpool, (untill August last year), I was thrown out, after I wasn’t sent a letter, for a court-hearing, so most of
    my stuff was kept by the landlord, after the Police broke in to my flat.



    But I don’t have money to buy stamps, so I haven’t gotten to send about this to Barclays insurance-department.



    But you are perhaps a department of Barclays?

    Then perhaps you could send about this to Barclays Bank, (the loan-application), and Barclays Insurance, (about the problems in Leather Lane, with the Landlord there).



    I’ll pay the bill as soon as I get some money.

    Sorry about the problems with this!

    Yours sincerely,



    Erik Ribsskog





    november.jpg

    114K

    Mon, Nov 12, 2012 at 8:06 AM, Sam N Parcs <
    sam.n.parcs@debt-managers.co.uk> wrote:

    – Barclays Bank – BVDM1R

    Dear Mr Erik Ribsskog

    Despite acknowledgement of liability for this account, the repayment agreement remains in arrears.

    You have failed to respond to the default notice that was issued to you recently, therefore we give notice that legal proceedings to recover this debt, together with solicitors fees and costs, may be instigated.

    Legal proceedings would result in significant additional costs being incurred that will increase your indebtedness and may seriously impede your ability to obtain credit in the future.

    To avoid this action, please call our legal recoveries department immediately on 08448425291 or make your payment online at

    dmpay.co.uk using your reference number and unique password 676P962.
    Sam N Parcs
    Supervisor

    Sam.n.parcs@debt-managers.co.uk

    The cost of calls may vary depending on your network provider – please check with your provider for confirmation. Calls may be monitored & recorded for training & audit purposes.
    OPENING TIMES
    Monday – Thursday 8 am – 8 pm
    Friday 8 am – 7pm
    Saturday 8 am – 4pm

    views or opinions are solely those of the author and do not necessarily represent those of the Company

    The information
    transmitted is confidential and intended only for the person or entity to which it is addressed and may contain confidential and/or legally privileged material. If you are not the intended recipient of this message, please notify the sender immediately and
    confirm to us that it has been destroyed. You are strictly prohibited from using , copying or disseminating this message or any information it contains to anyone other than the intended recipient.

    Debt Managers
    Ltd.  Registered in Scotland (registered no. 219618).                                                                        

    Registered Office:
    12 Hope Street, Edinburgh, EH2 4DB


    http://twitter.com/moneyaware

    Like
    us on Facebook

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    the MoneyAware blog

    http://moneyaware.co.uk

    P

    Please consider the environment before printing this e-mail.

    This message may contain confidential information and is intended for the addressee only.If you have received this information in error, please return it to us and delete it from
    your computer.
    Although StepChange Debt Charity operates anti-virus programmes, it does not accept
    responsibility for any damage whatsoever that is caused by viruses being passed.
    As emails are not a secure method of communication, StepChange Debt Charity does not
    accept legal responsibility for the contents of this message.
    Foundation for Credit Counselling, trading as StepChange Debt Charity,
    Wade House, Merrion Centre, Leeds LS2 8NG. Company No. 2757055, Charity No. 1016630.

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    Please consider the environment before printing this e-mail.

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  • Mer om budsjett


    Gmail – Wescot response RE: Mrs. N. Farrow. Your ref: 49597867/S82A

    Gmail


    Erik Ribsskog
    <eribsskog@gmail.com>



    Wescot response RE: Mrs. N. Farrow. Your ref: 49597867/S82A



    Erik Ribsskog

    <eribsskog@gmail.com>


    Thu, Nov 15, 2012 at 7:30 PM

    To:
    Contact Us <contactus@wescot.co.uk>

    Cc:
    Q&A <contactus@cccs.co.uk>

    Hi,

    I think telling me my signature isn’t mine is an insult, and that you should compensate by deleting my debt.
    You can’t expect peoples signatures to always look exactly the same.


    Surely a company like Capital One/Wescot should consult a handwriting-expert before you go on claiming lies like this.
    And then, months later, Wescot want’s me to make a new budget, after Captial One last year stalled the process, with their lies, (I think I have to call it, since it was my signature).


    And Wescot are also lieing telling me I don’t reply to your correspondence, (in a letter), even if I’ve replied to all your letters and e-mails.

    I think your routines should be looked at.


    Perhaps you could escalate this to your line-manager?


    Erik Ribsskog

    On Thu, Nov 15, 2012 at 12:04 PM, Contact Us <contactus@wescot.co.uk> wrote:

    15 November 2012

    Dear Mr Ribsskog

    Further to your recent email.


    I acknowledge your comments and would like to confirm that Wescot always attempt to respond with an explanation or resolution as quickly as possible.

    Our client confirmed the signature you provided when you requested your new address to be updated on their records did not match the signature on the account. According to our client, they

    did not inform you the balance is not outstanding. They have confirmed  the account will not be deleted and advised you should set repayment arrangement with ourselves. Please complete the attached form.

    Please accept my apologies for any inconvenience you may have been caused whilst contacting us.

    Yours sincerely

    Funmi Olugbenga-Dada

    Account Controller

    Description: untitled

    From: Erik Ribsskog [mailto:eribsskog@gmail.com]

    Sent: Monday, November 12, 2012 10:39 PM
    To: Contact Us
    Cc: Q&A
    Subject: To: Mrs. N. Farrow. Your ref: 49597867/S82A

    Hi,

    I’m refering to your letter from 8/11, which I recieved today, (and attach a scanned copy of).

    It wasn’t like you write in the letter.

    I contacted Capital One and asked if I could pay them a token-payment of £1 a month.

    This was about a year ago now.

    Capital One said the signature in my letter wasn’t mine.

    And after this I’ve had tens of letters and tens of e-mails, from you at Wescot and Capital One.

    So that’s why I wanted the debt deleted.

    Since this case wastes a lot of my time.

    (And Wescot have also told me in a letter, that I don’t reply to your correspondence.

    Which isn’t true, I’ve replied to all your e-mails and letters.

    And I’ve gone to business-school, and I think letters shouldn’t contain lies.

    Even if they are standard letters).

    Perhaps you could contact Capital One again and ask them if they now accept my token-payment offer of £1 a month, from about a year ago?

    Thanks in advance for any help!

    Best regards,

    Erik Ribsskog

    Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT

    Please consider the environment before printing this email. Wescot, helping to make a difference

    Confidentiality Notice. The information in this e-mail is confidential and for use by the addressee(s) only. If you are not the intended recipient (or responsible for delivery of the message to the intended recipient)
    please notify us immediately (on 01482 590590 (UK) or +44 1482 590590 (international)) and delete this message from your computer: you may not copy or forward it, or use or disclose its contents to any other person.

    As Internet communications are capable of data corruption, Wescot Credit Services Ltd does not accept any responsibility for changes made to this message after it was sent. Please note that Wescot Credit Services Ltd
    does not accept any liability or responsibility for viruses and it is your responsibility to scan attachments (if any). Opinions and views expressed in this e-mail are those of the sender and may not reflect the opinions and views of Wescot Credit Services
    Ltd.

  • Min Bok 5 – Kapittel 130: Mer fra Rimi Bjørndal

    Jeg var jo en slags ‘super-butikksjef’, på Rimi Bjørndal, sommeren 2002.

    Siden ambulerende butikksjef Njål, bare stakk opp til Trøndelag, (etter å ha lagt en lapp på kontoret, (eller om han ringte), om at han var syk).

    Men da butikksjef Irene Ottesen kom tilbake på jobb igjen, etter ferien sin.

    (Som hu fikk beskjed av Anne-Katrine Skodvin, om å korte av litt på, vel.

    Siden han Njål hadde stikki av, da).

    Så ble det en veldig forandring for meg, husker jeg.

    For jeg, som hadde styrt hele butikken og tatt alle bestillingene osv., i en tre ukers tid, (eller noe sånt).

    Jeg ble plutselig så bare brukt som en slags ‘robot’, av butikksjef Irene Ottesen, da.

    Som detaljstyrte meg helt, da.

    Så dette ble en veldig brå overgang, for meg, husker jeg.

    Det var som å gå fra konge til slave på en dag, omtrent.

    (For å bruke litt rare titler, men likevel).

    Så da butikksjef Irene Ottesen kom tilbake på jobb, så føltes det nesten som å bli kvalt, (på jobben), for meg.

    (Eller hvilket uttrykk jeg skal bruke).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Som del av denne detaljstyringa, til butikksjef Irene Ottesen.

    Så fikk hu meg til å kjøre rundt omkring, for å kjøpe noe greier, for å reparere garderobeskapene.

    (Noe sånt).

    Og som del av dette prosjektet hennes da, (som vel aldri ble ferdig).

    Så sendte hu meg til byggvare-butikken Bygger’n, (var det vel), som lå/ligger ved krysset Slimeveien/Geviret vel, på Bjørndal, da.

    (Noe sånt).

    Og på Bygger’n, (hvis det ikke var en nabobutikk, eller noe sånt), så jobba det en kar som het Fredrick, (viste det seg seinere).

    Og like etter at jeg hadde kjørt med Sierra-en min til Bygger’n, (og også til noen andre butikker nærmere sentrum vel), og gjort innkjøp, for butikksjef Irene Ottesen, der.

    Så begynte han Bygger’n-medarbeideren Fredrick, å jobbe, på Rimi Bjørndal, da.

    (Av en eller annen grunn).

    Og han ble ganske fort låseansvarlig, vel.

    (Noe sånt).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Og etter at jeg begynte å jobbe, på Rimi Bjørndal, (mener jeg at det var).

    Så begynte også en ny assistent, som het Ivan, (fra Sørlandet vel), å jobbe der, da.

    Og også en kar fra Iran, som het Khaldoon, (som seinere begynte å jobbe, på 7-eleven, på Grønland), han jobba ganske mye vel, på Rimi Bjørndal, den her sommeren, da.

    Men om han hadde jobba der før jeg begynte der, (eller ikke), det husker jeg ikke helt nøyaktig nå.

    Men jeg mener å huske at han kunne jobbe en del ekstra, de ukene, som butikksjef Irene Ottesen, var på ferie, da.

    (Etter at han Njål hadde stukket av, da).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Og ikke så lenge etter at jeg begynte å jobbe, på Rimi Bjørndal.

    Så dro butikksjef Irene Ottesen med butikken ut på byen, da.

    Vi skulle møtes på Peppes i Stortingsgata, (husker jeg).

    Og jeg husker det, at jeg prata med han Fredrick, like utafor Peppes der, vel.

    (Altså ikke så langt unna Stortinget, da).

    Og Fredrick, han viste meg det, (av en eller annen grunn), noe porno, som han hadde, på sitt digitale kamera, som han hadde med seg, da.

    (Og han Fredrick, han dreiv mye med data, osv.

    Blant annet mye med noe slags avansert AI, (kunstig intelligens), spill-programmering, vel.

    (Noe sånt).

    Så det er mulig at man kan si at han var en nerd, da.

    Noe sånt.

    Så jeg tenkte vel at dette var noe ‘nerde-greier’, da.

    Og derfor så tok jeg det ikke så nøye, at jeg ikke skjønte, hvorfor han Fredrick dreiv og viste meg noe porno, da).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    På Peppes der, så drakk jeg noen øl, (til maten), da.

    Og etterhvert, så viste det seg det, at nede i kjelleren der, hvor vi Rimi Bjørndal-folka satt.

    Så satt også tidligere butikksjef Anders, fra Rimi Manglerud, (i den andre enden av rommet), da.

    (Og han hadde i mellomtiden jobbet, som butikksjef, på min tidligere butikk, Rimi Nylænde.

    Noe som jeg syntes at var litt rart.

    At en butikksjef gikk fra en av de største Rimi-butikkenen, til en av de minste Rimi-butikkene, liksom.

    Og han butikksjef Anders, han hadde visst flytta rundt på hele butikken, mange ganger, (eller noe sånt).

    (For han prøvde visst å finne plass til Rimi’s mellomsortiment, i den butikken, (som var en Rimi grunnsortiment-butikk), da.

    Noe han vel ikke klarte å finne plass til.

    Noe sånt).

    Ifølge tidligere min tidligere assistent, på Rimi Nylænde, Stian Eriksen, da.

    Noe han vel må ha fortalt meg på et butikksjefmøte på Sinsen, (eller noe sånt), etter at han selv hadde begynt som butikksjef, på Rimi Jernbaneveien, da.

    Noe sånt).

    Og han butikksjef Anders.

    (Som vel må ha vært på Peppes, som privatperson).

    Han sa det, at han nå skulle slutte, som butikksjef, i Rimi.

    For å hjelpe han kjente MC-kjøreren Pål Ullevålseter, som skulle være med på Paris-Dakar-løpet, nede i Afrika, da.

    (Noe sånt).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Jeg husker også at jeg ringte til Pia, mens vi satt, nede på Peppe’s der.

    For Norge spilte fotball-landskamp den her kvelden, da.

    Men ingen i det rommet vi satt, (på Peppe’s), visste om Norge hadde vunnet, (eller ikke), da.

    Og Pia sa at Norge hadde vunnet 1-0, (eller noe sånt), da jeg spurte om resultatet, da.

    Og så sa hu hvem som scorte, da.

    (Uten at jeg hadde spurt om det, vel).

    Og så ringte hu tilbake seinere.

    Og så sa hu at det var Riise som hadde scoret, og ikke Solskjær da, (eller noe sånt).

    (Så hu surra litt, da.

    Så hu er det nok ikke så smart å ringe, om noe særlig.

    For i mellomtiden så hadde jo jeg ‘kringkastet’ det, for alle de andre, som også satt nede i det kjellerrommet, på Peppes der, at det var en annen som hadde scoret, da).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Det var også sånn, at det var sånne klikker, på Rimi Bjørndal.

    For vi skulle på et show, som het ‘To Rustne Herrer’, med Ole Paus og Odd Børretzen vel, (på SAS-hotellet), da.

    (Og det er mulig at dette var istedet for å ha julebord, eller noe sånt, dette året.

    For jeg kan ikke huske at jeg var på noe julebord, i år 2002).

    Og da dro butikksjef Irene Ottesen i forveien, med en gjeng, da.

    Mens assistent Ivan, han satt igjen på Peppe’s der, med en annen gjeng, da.

    (Av en eller annen grunn).

    Og han ambulerende butikksjef Njål Kristiansen.

    (Han som hadde sykmeldt seg og dratt opp til Trondheim, en del uker tidligere).

    Han la seg plutselig til å sove, på en benk, inne på Peppe’s der, da.

    Så han Njål Kristiansen, han var litt av en skrue, (må man vel si).

    Så hva som foregikk, inni huet hans, det er jeg ikke sikker på om jeg har lyst til å vite.

    (For å si det sånn).

    Så sånn er det.

    Bare noe jeg tenkte på.

    Men men.

    Jeg var vel fortsatt ganske overarbeidet, på den her tida.

    (Etter at jeg hadde måttet jobbe så mye, da ambulerende butikksjef Njål Kristiansen, stakk av til Trondheim).

    Så ølen gikk raskt til hodet på meg, da.

    Så under det her showet, på SAS-hotellet, så hadde jeg visst ledd tørt, av Ole Paus og Odd Børretzen, da.

    Siden jeg syntes at det her showet deres var litt kjedelig, da.

    (Fortalte butikksjef Irene Ottesen meg, på jobben, seinere.

    Selv om jeg ikke tror at jeg var verst, når det gjaldt å bråke, under det her showet, da).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Og etter det her showet, så var en gjeng av oss, i en bar, (cirka på bakkeplan vel), på SAS-hotellet der, da.

    Og jeg var vel litt kjent, for at jeg dreiv og lasta ned filmer, på den her tida.

    Så en Rimi Bjørndal-medarbeider, ved navn Gezim, (han albaneren, som hadde rappa en iskrem, til hu norske dama si, da jeg jobba som assisterende butikksjef, på Rimi Bjørndal, fra 1996 til 1998, som jeg har skrevet om, i et tidligere kapitell.

    Han, (som før han begynte på Rimi Bjørndal, hadde jobbet på Shell på St. Hanshaugen, hvor han hadde sett meg bruke lang tid på å handle, på søndagene, fortalte han meg en gang, på jobb, på Rimi Bjørndal), spurte meg, om jeg hadde lasta ned noen bra filmer i det siste.

    (Hvis det ikke var Rimi-medarbeider Fahkar fra Pakistan, som spurte om det her, da.

    Eller om det kan ha vært Khaldoon).

    Og jeg nevnte en film som jeg dreiv og lasta ned, på den her tida, som het ‘Road to Perdition’, da.

    (Som jeg lurte på om var litt bra.

    Men som jeg aldri fikk tid til å se ordentlig, vel).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Og en høy og rimelig kraftig pakistaner, (som jeg ikke husker navnet på nå, men som jeg seinere så at jobba, på Narvesen, på skrått ovenfor Gunerius der, i Storgata).

    Han spurte meg om han skulle spandere en Jägermaister på meg, da.

    Men da svarte jeg det samme, (husker jeg), som det min tremenning Øystein Andersen, (fra Lørenskog), hadde sagt.

    Da min tidligere Larvik-kamerat Frode Kølner, hadde spurt han, om han likte Jägermaister.

    (På 18-års festen min, på Bergeråsen.

    Som jeg har skrevet om, i Min Bok).

    Nemlig at det var ‘hostesaft’, da.

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Og noen av oss Rimi Bjørndal-folka, vi gikk etterhvert i ganske samlet flokk, fra SAS-hotellet der, og tilbake mot Stortinget da, (husker jeg).

    (For vi så kanskje etter flere utesteder å gå på, da.

    Noe sånt).

    Og jeg husker at i krysset mellom Stortingsgata og den gangveien, som går på skrått, forbi Stortinget.

    Der havna assisterende butikksjef Ivan, i en slags krangel, (eller nesten slåsskamp), med to svære innvandrere, da.

    Men Rimi Bjørndal-medarbeider Khaldoon, (som var ganske edru vel), han gikk bort til de her tøffe innvandrerne.

    Og fikk roa ned dem litt, da.

    For assisterende butikksjef Ivan, han hadde visst sagt et eller annet, da.

    Som de her tøffe innvandrerne ikke likte.

    (Noe sånt).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    Det var fortsatt mye mer som hendte, den tida, som jeg bodde, på St. Hanshaugen.

    Og dette tenkte jeg at jeg skulle prøve å få skrevet mer om, i de neste kapitlene, av Min Bok 5.

    Så vi får se om jeg klarer å få til det.

    Vi får se.

  • Jeg sendte en e-post til Stepchange


    Gmail – Stepchange Debt Charity

    Gmail


    Erik Ribsskog
    <eribsskog@gmail.com>



    Stepchange Debt Charity



    Erik Ribsskog

    <eribsskog@gmail.com>


    Wed, Nov 14, 2012 at 10:27 PM

    To:
    Q&A <contactus@stepchange.org>

    Hi,

    well I don’t like your new name.

    It’s like you patronise and moralise people and say they’ve done something wrong.
    Isn’t it also true that the credit card-companies pay for running your organisation?

    It’s a bit like they sit on more than one side of the table here, I think.

    So I have doubts about your agenda and your so-called independency now.
    (Since I’ve noticed these things).

    Erik Ribsskog

    On Wed, Nov 14, 2012 at 2:05 PM, Q&A <contactus@stepchange.org> wrote:

    Good afternoon

    Thank you for your recent email.

    We want to raise awareness of our services and stand apart from every other brand that offers debt advice. With a more

    memorable name, a clearer identity and a stronger presence than ever before, we will not just reinforce our position as the leading debt charity, but we will also become the organisation that people turn to first when looking for
    debt help. I hope this answers your question regarding our name change.

    If you have any other questions you can reply to this e-mail, chat to us online or call us on 0800 197 1704. We’re open

    Monday to Friday 8am to 8pm.

    Thanks

    Lauren

    From: Erik Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 13 November 2012 17:45

    To: Q&A
    Subject: Re: Stepchange Debt Charity

    Hi,

    I don’t like the name Step Change.

    It’s like you patronise and say I’ve done something wrong I think.

    Isn’t that what your new name means?

    Erik Ribsskog

    On Tue, Nov 13, 2012 at 1:45 PM, Q&A <contactus@stepchange.org> wrote:

    Good afternoon

    Thanks for your recent email.

    We have recently changed our name from CCCS to Step Change Debt Charity which is why you may be confused

    by our reply to your email.

    If you have any other questions you can reply to this e-mail, chat to us online or call us on 0800

    197 1704. We’re open Monday to Friday 8am to 8pm.

    Thanks

    Lauren

    From: Erik

    Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 12 November 2012 18:41
    To: Q&A
    Subject: Re: Stepchange Debt Charity

    Hi,

    I haven’t had anything to do with Stepchange earlier to be honest.

    Where did you find my e-mail?

    Erik Ribsskog

    On Mon, Nov 12, 2012 at 5:59 PM, Q&A <contactus@stepchange.org> wrote:

    Good afternoon

    Thank you for your email.

    Could you confirm your web/client reference ?

    Please confirm your full name, first line of address and post code for data protection.

    Thanks

    Donna

    Hi,

    I’ve sent you an e-mail about this on 8/11.

    Best regards,

    Erik Ribsskog

    PS.

    Here is more about this:

    Erik Ribsskog

    <eribsskog@gmail.com>

    Thu, Nov 8, 2012 at 10:49 PM


    To:
    contact@dmpay.co.uk


    Cc:
    Contact-Us <Contact-Us@jobcentreplus.gsi.gov.uk>, CONTACT-US <CONTACT-US@dwp.gsi.gov.uk>


    Hi,

    I’m refering to your letter from 5/11, which I attach.

    The Jobcentre haven’t sent me my five latest Jobseekers Allowance-payments, for no good reason.


    I do my Jobseeking like the Jobcentre have previously told me they want me to do it, every week.

    I have not been informed by the Jobcentre when they are going to start sending me my Jobseekers Allowance again.



    And I no money for cutting my hair, or taking the train to job-interviews eighter.



    So maybe Barclays can give me a loan, untill someone have cleaned the problems at the Jobcentre up?

    I also have an insurance-case against Barclays, since where I used to live, in Leather Lane, in Liverpool, (untill August last year), I was thrown out, after I wasn’t sent a letter, for a court-hearing, so most of
    my stuff was kept by the landlord, after the Police broke in to my flat.



    But I don’t have money to buy stamps, so I haven’t gotten to send about this to Barclays insurance-department.



    But you are perhaps a department of Barclays?

    Then perhaps you could send about this to Barclays Bank, (the loan-application), and Barclays Insurance, (about the problems in Leather Lane, with the Landlord there).



    I’ll pay the bill as soon as I get some money.

    Sorry about the problems with this!

    Yours sincerely,



    Erik Ribsskog





    table border=”0″ cellspacing=”0″ cellpadding=”0″ style=”background:white;text-align:start”>

    november.jpg

    114K

    Mon, Nov 12, 2012 at 8:06 AM, Sam N Parcs <
    sam.n.parcs@debt-managers.co.uk> wrote:

    – Barclays Bank – BVDM1R

    Dear Mr Erik Ribsskog

    Despite acknowledgement of liability for this account, the repayment agreement remains in arrears.

    You have failed to respond to the default notice that was issued to you recently, therefore we give notice that legal proceedings to recover this debt, together with solicitors fees and costs, may be instigated.

    Legal proceedings would result in significant additional costs being incurred that will increase your indebtedness and may seriously impede your ability to obtain credit in the future.

    To avoid this action, please call our legal recoveries department immediately on 08448425291 or make your payment online at

    dmpay.co.uk using your reference number and unique password 676P962.
    Sam N Parcs
    Supervisor

    Sam.n.parcs@debt-managers.co.uk

    The cost of calls may vary depending on your network provider – please check with your provider for confirmation. Calls may be monitored & recorded for training & audit purposes.
    OPENING TIMES
    Monday – Thursday 8 am – 8 pm
    Friday 8 am – 7pm
    Saturday 8 am – 4pm

    views or opinions are solely those of the author and do not necessarily represent those of the Company

    The information
    transmitted is confidential and intended only for the person or entity to which it is addressed and may contain confidential and/or legally privileged material. If you are not the intended recipient of this message, please notify the sender immediately and
    confirm to us that it has been destroyed. You are strictly prohibited from using , copying or disseminating this message or any information it contains to anyone other than the intended recipient.

    Debt Managers
    Ltd.  Registered in Scotland (registered no. 219618).                                                                        

    Registered Office:
    12 Hope Street, Edinburgh, EH2 4DB


    http://twitter.com/moneyaware

    Like
    us on Facebook

    http://www.facebook.com/moneyaware Read
    the MoneyAware blog

    http://moneyaware.co.uk

    P

    Please consider the environment before printing this e-mail.

    This message may contain confidential information and is intended for the addressee only.If you have received this information in error, please return it to us and delete it from
    your computer.
    Although StepChange Debt Charity operates anti-virus programmes, it does not accept
    responsibility for any damage whatsoever that is caused by viruses being passed.
    As emails are not a secure method of communication, StepChange Debt Charity does not
    accept legal responsibility for the contents of this message.
    Foundation for Credit Counselling, trading as StepChange Debt Charity,
    Wade House, Merrion Centre, Leeds LS2 8NG. Company No. 2757055, Charity No. 1016630.

    Follow us on Twitter
    http://twitter.com/moneyaware
    Like us on Facebook
    http://www.facebook.com/moneyaware
    Read the MoneyAware blog
    http://moneyaware.co.uk
    P

    Please consider the environment before printing this e-mail.

    Follow us on Twitter
    http://twitter.com/moneyaware
    Like us on Facebook
    http://www.facebook.com/moneyaware
    Read the MoneyAware blog
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    P
    Please consider the environment before printing this e-mail.

  • Jeg sendte en ny e-post til Ingeus


    Gmail – (no subject)

    Gmail


    Erik Ribsskog
    <eribsskog@gmail.com>



    (no subject)



    Erik Ribsskog

    <eribsskog@gmail.com>


    Wed, Nov 14, 2012 at 10:08 PM

    To:
    Claire Fennell <CFennell@ingeus.co.uk>

    Cc:
    Contact-Us <Contact-Us@jobcentreplus.gsi.gov.uk>, CONTACT-US <CONTACT-US@dwp.gsi.gov.uk>, Steven Moore <steven@recruitmentdirect.net>, Richard Benton <RBenton@ingeus.co.uk>, Melanie Wright <MWright@ingeus.co.uk>

    Hi,

    thank you for your e-mail!
    The spoofing, (like it’s called), isn’t to do with my e-mail-provider.
    It’s like if someone are sending a letter in my name.


    Then this isn’t to do with Royal Mail.
    It’s to do with the person sending it.
    I can’t see that you have commented on that the Employment Advisor sometimes writes in only upper-case.


    This is considered inpolite in large parts of the World, I think.
    It doesn’t seem to say your signature/name, in your e-mail either.
    I think this is a bit strange.


    The mentioned job starts on Monday next week.
    But there are still interviews to be done, etc.
    So I have to get back about that.
    Perhaps Ingeus should pay when people are at the Work Programme.


    The way it is now it’s complex, and people sit like me and starve, (I think I have to say), and don’t understand if the problem is Ingeus or the Jobcentre.
    At Ingeus you also complain about me not speaking Finish, etc.


    (The Employment Advisor I had when your office was in the Corn Exhange).
    Regards,
    Erik Ribsskog

    On Wed, Nov 14, 2012 at 6:22 PM, Claire Fennell <CFennell@ingeus.co.uk> wrote:

    Dear Mr Ribsskog,

    I am responding to the email below that you have sent your Employment Adviser Melanie Wright.  Melanie has received a series of emails which appear to be coming from your email address, the emails have not been

    “tampered” with by Melanie and she has not written them.  If you feel that emails are being sent from your email address which you have not sent then I suggest  that you report this to your email provider.

    With regards to you not receiving any benefit I have responded to this in writing today however I appreciate that you will not have yet read this letter.  I can confirm that Ingeus have not raised any doubts

    against your Job Seekers Allowance which would affect your Job Seekers Payments.  Therefore if you have a query regarding not receiving your Job Seekers Allowance then this is something that you would need to speak to Job Centre Plus about, they will be able
    to provide you with information as to why you have not received a payment.  If you would like to ring Job Centre Plus from the Ingeus office then you are more than welcome, please just ask your Employment Adviser when you are in the office.

    If you require financial assistance in securing employment then this is something that can be discussed further when you attend your appointments at Ingeus with your Employment Adviser.  Your next appointment

    is 6th December 12 at 10:30am, if you feel that you require an appointment earlier than this date then please contact your Adviser to arrange this.

    If you have any further queries then please do not hesitate to contact me

    Regards

    Hi,

    that e-mail was not from me.

    It must have been from someone reading my blog.

    I got a call today regarding the job in Dorset.

    It’s a well-paid job with Google.

    I can’t see that you have replied about the posiblities to borrow founds from Ingeus for relocation.

    I can’t see that you have dealt with the problem that I haven’t recieved the eight lates Jobseekers Allowances.p>

    I didn’t get a response when I needed to go to a job-interview in Atrincham, but didn’t have money for the train ticket.

    You seem to avoid the topic of the missing Jobseekers Allowances.

    And you sometimes write in only upper case.

    Does Ingeus have some secret sabotage-agend I’m almost wondering here.

    I don’t think you are very constructive.

    Have you made that e-mail yourself perhaps?

    I copy this to your Higher Management-representative who deals with the complaint-case.

    Erik Ribsskog

    PS.

    I wouldn’t feel comfertable going to a business-meeting now, I need to cut my hair first and things like that.

    Please send me the eight Jobseekers Allowances you owe me.

    PS 2.

    Here’s the e-mail I wrote, (I’m sure it’s a crime to temper with e-mails the way you’ve done here):

    Claire Fennell

    Performance and Delivery Manager

    Ingeus UK Ltd

    1st Floor

    Graeme House

    Liverpool

    L2 7XS

    Tel: 0151 433 0000

    Mobile: 07557036061

    Fax: 0151 227 5585



    This email transmission including any attachments is confidential and may also contain information that is legally privileged and copyright material. It is intended solely for the addressee. If you receive this email by mistake please promptly inform us by reply email and then delete the email and destroy any printed copy. You must not disclose or use in any way the information in the email. If you are not the intended recipient of this email transmission, any use, interference with, disclosure or copying of this email transmission, or action taken in reliance on this email transmission, is unauthorised, prohibited and may be unlawful. There is no warranty that this email is error or virus free. It may be a private communication and, if so, does not represent the views of the Ingeus Group of Companies or its management. If it is a private communication, care should be taken in opening it to ensure that undue offence is not given.

    Ingeus UK Limited is registered in England and Wales with company number 4320853.

    http://www.ingeus.co.uk