Måned: januar 2026

Erik Ribsskog <eribsskog@gmail.com>
Klage/Fwd: Takk for din innmelding!
Erik Ribsskog <eribsskog@gmail.com>	11. januar 2026 kl. 11:58
Til: Postkasse <postkasse@datatilsynet.no>
Kopi: kundeservice@barnasegenbokverden.no, post <post@finkn.no>, Sfovpost <sfovpost@statsforvalteren.no>, HRW UK <hrwuk@hrw.org>, postmottak@sivilombudet.no, Akademikerforbundet <post@akademikerforbundet.no>, Politikk Høyre <politikk@hoyre.no>, report@phishing.gov.uk, Phso Enquiries <phso.enquiries@ombudsman.org.uk>, 200018144 <epost@nito.no>, post@unio.no, post@hk.no, Post <post@forbrukerradet.no>, lisa.eian@elden.no, Postmottak <postmottak@forbrukertilsynet.no>, postmottak@dfd.dep.no, mail@retshjaelpen.dk, h.bleken@haavind.no, goa@gjeld.org, Postkasse <postkasse@datatilsynet.no>, post@rettferdnorge.no, newsdesk@independent.co.uk, contactus@amnesty.org, samediggi@samediggi.no
Hei,

dette er trakassering som følge av identitetstyveri, (virker det som).

(Jeg har ikke kontaktet disse).

Vennligst rydd opp!

Med hilsen

Erik Ribsskog

PS.

Jeg sender fortsatt om identitetstyveri til Datatilsynet, (siden at det ikke
virker helt klart, hvem andre jeg burde sende om dette til, synes
jeg).


---------- Forwarded message ---------
Fra: Løveunge <kundeservice@barnasegenbokverden.no>
Date: søn. 11. jan. 2026 kl. 08:40
Subject: Takk for din innmelding!
To: <eribsskog@gmail.com>


Løveunge
Hei Erik Jr Puseball Ripsskog
Takk for din innmelding i Løveunge.

Ønsker du å snakke med en kundebehandler, kontakt oss på telefon 21 89 60 60. Kundeservice er åpen mandag-fredag 08-16.

Så snart din innmelding er godkjent og registrert vil du få tilsendt din velkomstpakke.
Vi håper du får glede og utbytte av ditt medlemskap!


Med vennlig hilsen
Leseløve.no

PS.

Her er mer om dette:

PS 2.

Enda mer om dette:

PS 3.

Mer om dette slektskapet:

https://www.myheritage.no/relationship-diagram-OYYV7BZW3ICEXLNCX7W4WZVX7QUZIYQ/ribsskog#1000003-1503536

https://www.nb.no/items/4deafdd04c155deea9354b1b38250a54?page=1&searchText=humblen

PS.

Det er også det.

At han ‘kamerat Humblen’ er fra Brevik.

Og det var sånn, at min mormor Ingeborg sin tante (moster) Magna ‘Meme’ Adeler f. Nyholm.

Hu var gift med baron Holger Adeler.

Og Holger Adeler var Cort Adeler sin siste etterkommer i Norden.

Og Cort Adeler var født i Brevik (for drøye 400 år siden).

(For å si det sånn).

Så sånn er det.

Bare noe jeg tenkte på.

Med hilsen

Erik Ribsskog

PS 2.

Mer om mitt slektskap med Cort Adeler:

https://www.myheritage.no/relationship-diagram-OYYV7BZW3ICEXLNCX7W4WZVX7QUZIYQ/ribsskog#1000003-1000120

PS 3.

Det er også mulig, at det kan være snakk om forskjellige Humblen-slekter.

For Humblen (Humla) er jo en øy (utafor Ålesund).

Og det er mulig at flere familier, som har bodd på den øya, har tatt navn etter den.

(For å si det sånn).

Så sånn er muligens det.

Bare noe jeg tenkte på.

Men men.

https://www.nb.no/items/78034dffc9010b4b22b4a6b8abb09773?page=1&searchText=ribsskog~1

https://www.nb.no/items/e1d08014645e59536efba5146a954cc9?page=3&searchText=ribsskog~1

PS.

Her er mer om dette:

(Samme link som overfor)

PS 2.

Enda mer om dette:

(Samme link som overfor)

PS 3.

Mer om dette slektskapet:

https://www.myheritage.no/relationship-diagram-OYYV7BZW3ICEXLNCX7W4WZVX7QUZIYQ/ribsskog#1000003-1000102

https://www.nb.no/items/ce4a71c8b067c86afaca78c4edb68296?page=1&searchText=ribsskog~1

PS.

Mer om dette slektskapet:

https://www.myheritage.no/relationship-diagram-OYYV7BZW3ICEXLNCX7W4WZVX7QUZIYQ/ribsskog#1000003-1000032

PS 2.

Min oldefar var visst også agent for forsikringsselskapet Hygea (fra Akershusposten 25. juli 1908):

https://www.nb.no/items/331924a2781d5466053aba44498ac935?page=0&searchText=ribsskog~1

PS 3.

Hygea er visst nå del av DNB:

https://no.wikipedia.org/wiki/DNB_Livsforsikring

Erik Ribsskog <eribsskog@gmail.com>
Lowell Complaint reference: 609520
Erik Ribsskog <eribsskog@gmail.com>	9. januar 2026 kl. 22:21
Til: complaintsresolution@lowellgroup.co.uk
Kopi: customer_services@lowellgroup.co.uk, post <post@finkn.no>, Sfovpost <sfovpost@statsforvalteren.no>, amnestyis <amnestyis@amnesty.org>, HRW UK <hrwuk@hrw.org>, postmottak@sivilombudet.no, Akademikerforbundet <post@akademikerforbundet.no>, Politikk Høyre <politikk@hoyre.no>, report@phishing.gov.uk, Phso Enquiries <phso.enquiries@ombudsman.org.uk>, 200018144 <epost@nito.no>, post@unio.no, post@hk.no, Post <post@forbrukerradet.no>, "inger.lise.blyverket" <inger.lise.blyverket@forbrukerradet.no>, lisa.eian@elden.no, Postmottak <postmottak@forbrukertilsynet.no>, postmottak@dfd.dep.no, mail@retshjaelpen.dk, h.bleken@haavind.no, goa@gjeld.org, Postkasse <postkasse@datatilsynet.no>, RBS <DigitalBanking@information.rbs.co.uk>, ~ RBS Customer Relations <Customer.Relations@rbs.co.uk>, Q&A <contactus@stepchange.org>, Internethelp <internethelp@barclays.com>, Rina Begum <Rina.Begum@cases.financial-ombudsman.org.uk>, "complaint.info" <complaint.info@financial-ombudsman.org.uk>, Lowell Norge AS <strom.no@lowell.com>, Lowell Norge AS <svc.no.nova@lowell.com>, Lowell Norge - kundesenter <kundesenter.no@lowell.com>, data.access@justice.gov.uk, "emb.london" <emb.london@mfa.no>, post@rettferdnorge.no, derya.incedursun@nordea.no, newsdesk@independent.co.uk, contactus@amnesty.org, samediggi@samediggi.no
Hi,

I've now tried to contact RBS about this.

But their AI-chat (Cora) doesn't want to let me chat with a real person.

(For some reason).

It seems the RBS-interface automatically changes the reference-number to the one I used in 2017.

I'm going to call RBS about this, before I send the next token-payment.

The payment I sent on 30/12 was the January-payment.

And then I plan to send the February-payment by 10/2.

And then the March-payment by 10/3.

And so on.

Erik Ribsskog


fre. 9. jan. 2026 kl. 17:32 skrev <complaintsresolution@lowellgroup.co.uk>:
Dear Mr Ribsskog

 

Complaint Reference: 609520

 

Thank you for getting in touch to raise your concerns and for your patience whilst your complaint has been investigated. I have enclosed a copy of our internal complaint’s procedures, providing further information about how we handled your complaint. 

 

My understanding of your complaint

You are unhappy that despite making payment towards your former Capital One account (Lowell Reference 120143797) Lowell are still sending you correspondence in reference to the account requesting payment.

 

Findings

At Lowell we take all complaints seriously and every effort is made to ensure that a thorough investigation is undertaken and the right outcome reached.

 

From a review of your former Capital One account, I have been unable to locate any recent payments received towards it. Notwithstanding this, from a review of your closed former Vanquis account under Lowell reference 198760613, I can see you have recently made two payments towards the account on the 3rd and 31st of December 2025.

 

Reviewing the payment method, I can see you have paid via Standing Order and that the reference used to pay has been “Payment Ref: MR RIBSSKOG E 198760613”. Resultantly, based on the fact you have used the reference for your closed former Vanquis account, the payment was allocated to that account, and nothing was received towards your former Capital One account. As such, I can find no error in our action nor attempts to contact you in reference to the former Capital One account.     

 

Conclusion

Please accept my apologies for any distress these matters may have caused you, I can assure you this would never be our intention. However, based on my findings above I am unable to uphold your complaint, and I trust my findings above explain why this is the case.

 

The Financial Ombudsman Service also provides a dispute resolution service to assist customers who feel their complaint remains unresolved.

 

You have the right to refer your complaint to the Financial Ombudsman Service, free of charge – but you must do so within six months of the date of this email.

 

If you do not refer your complaint in time, the Ombudsman will only be able to consider your complaint in very limited circumstances, for example, if the Ombudsman believes that the delay was as a result of exceptional circumstances.

 

For more information, the Ombudsman’s consumer leaflet, “your complaint and the ombudsman” can be accessed via the following link: www.financial-ombudsman.org.uk/publications/consumer-leaflet.htm.

 

Please let us know if you’d like a hard copy of the Financial Ombudsman consumer leaflet sent out by post.

 

For more information on their services, you can visit their website www.financial-ombudsman.org.uk.

 

Next Steps

Based on my findings above and your comments made in your complaint; I have arranged for the transfer of funds from the former Vanquis account and had these allocated to your former Capital One account. However, moving forward, I would ask that you change the reference used on your standing order payments to reflect the former Capital Ones account number of “120143797”, that way we can ensure the payments are correctly allocated to that account moving forward.

 

I am also aware that you have previously referenced not being resident in the UK since 2017, however, Lowell currently holds a UK address for you of 41d Osborne Road, Liverpool, L13 8AS. If this is not an appropriate correspondence address for you, could you please confirm either an appropriate new UK address or alternatively your Overseas address. Without either of these I must make you aware that when required, correspondence would be issued to the address we currently hold for you.

 

Moving forward, whilst I am aware you are making payments to Lowell for your former Capital One account, we currently hold no formal arrangement in place for you and are unaware of when you intend to pay towards the account. As such, your former Capital One account will be placed on hold for an additional 30 days, to allow you time to receive this reply and to contact us with your intentions the account. If no contact is received within this time, further attempts to contact you would be made.

 

As your complaint is now closed, you can set up a payment arrangement on your account to become debt free as soon as possible.  The easiest ways to agree a plan with us is online or over the telephone. We can offer support and advice by exploring other options if you are having difficulties for any reason, please get in touch so that we can help.

 

You can also register on our secure customer website www.lowell.co.uk to check your budget and set affordable repayments. If you’d prefer to talk to someone, call us on 0333 556 5733 and we’ll be happy to help.

 

Yours sincerely

 

Daniel Walton

Customer Relations Specialist





This email, any attachments and any files transmitted with it are private and confidential and are intended solely for the named recipient of this email. If you are not the named recipient you should not disseminate, distribute, copy or alter this email. If you have received this email in error, please notify the sender and delete the email from your records. Do not read, copy or disclose its contents to anyone or use it for any purpose. Warning: although Lowell Financial Ltd has taken reasonable precautions to ensure no viruses are present in this email, Lowell Financial Ltd. accepts no responsibility or liability for any loss or damage arising out of or in connection with the this email, any of its attachments or any files transmitted with it and it is recommended that you check all emails with an appropriate virus scanner.

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Lowell Financial Ltd. No.1 The Square, Thorpe Park View, Thorpe Park, Leeds, LS15 8GH is a limited company registered in England and Wales under company number 4558936. Lowell Financial Ltd is authorised and regulated by the Financial Conduct Authority in respect of consumer credit regulated accounts.

https://www.nb.no/items/16aa4ac4ffccf542612d9a34f5a1c5f8?page=19&searchText=%22odd%20einar%20pettersen%22

PS.

Gary Stevens (på bildet overfor).

Var en av fire Everton-spillere, på England sitt lag, i fotball-VM, i 1986 (i Mexico).

(De tre andre var Trevor Steven, Peter Reid og Gary Lineker.

For å si det sånn).

Så sånn var det.

Bare noe jeg tenkte på.

Mvh.

Erik Ribsskog

PS 2.

Et par år tidligere.

Så satt Odd Einar Pettersen seg plutselig på fanget mitt (på ordre fra Geir Arne Jørgensen og Ditlev Castellan aka. Morten Andre Solbakken) i et friminutt (storefri) på Svelvik ungdomsskole.

(Han var da nesten like stor.

Vil jeg si.

For han var stor som en fullvoksen mann, allerede i sjuende klasse.

Sånn som jeg husker det).

Og dette sa jeg fra om til klasseforstander Aakvåg (RIP).

(For jeg syntes at denne mobbingen var så ydmykende.

At jeg tok første buss hjem.

For å si det sånn.

Og da ville klasseforstander Aakvåg snakke med meg, uka etter.

Var det vel).

Og jeg ble da sendt til sosiallærer Marit Enger.

(Etter at jeg hadde forklart Aakvåg.

Om hva som hadde skjedd).

Og Marit Enger og jeg, hadde minst et møte, om denne mobbingen.

(Marit Enger ville ha det til, at jeg ønsket å bli: ‘Revisor’, husker jeg.

Noe jeg var uenig i (for jeg syntes at det hørtes litt tørt ut).

Og dette var nok hoved-grunnen til, at jeg valgte markedsføring (og ikke regnskap) som linje-fag, det andre året på handel og kontor (før jeg gikk på datalinja, det siste året).

For å si det sånn).

Men når jeg seinere har kontaktet Svelvik ungdomsskole.

(Noe jeg gjorde da jeg bodde i Liverpool sentrum.

Hvor jeg bodde fra 2006 til 2011).

Så har de ikke funnet noen referater (eller annen dokumentasjon) om denne mobbingen.

(Av en eller annen grunn).

Så sånn er det.

Bare noe jeg tenkte på.

Men men.

PS 3.

Jeg vet ikke om Odd Einar sin datter også har gått på fotball-skole (fra DT/BB 6. oktober 1992):

https://www.nb.no/items/02b32223227a4fccc64ddd638adb2c83?page=25&searchText=%22odd%20einar%20pettersen%22

PS 4.

Man kan kanskje lure på om disse har blitt like slemme som Odd Einar (fra Fremtiden 14. april 1997):

https://www.nb.no/items/82d01ade1622068033b7090dd143e57b?page=29&searchText=%22odd%20einar%20pettersen%22

PS 5.

Det er kanskje en viss likhet med Odd Einar (fra Svelviksposten 7. oktober 2010):

https://www.nb.no/items/c2b6bbd15885ac19593ecc67486d94d5?page=17&searchText=%22susanne%20pettersen%22~1

PS 6.

Kona har rømt til Vestby (kan det virke som):

PS 7.

En gang mens jeg gikk på ungdomsskolen.

Så gikk jeg bort til min farmor Ågot (på Sand) for å spise middag (etter skolen) som vanlig.

Og så var det sånn, at telefonen (03 77 58 38) ringte.

Og det var ei jente, fra ungdomsskolen.

Som gikk på klassetrinnet under meg.

(Noe sånt).

Men jeg ante ugler i mosen.

For jeg var litt seint i puberteten.

Og det syntes jeg, at var litt pinlig.

Så jeg venta med å sjekke damer, til jeg hadde tatt igjen de andre litt.

Og det var ikke før på videregående.

(For å si det sånn).

Så at det skulle ringe noen damer til meg.

Det syntes jeg at var litt rart.

(Må jeg si).

Så jeg lurte på om dette var Odd Einar sitt verk.

(Husker jeg).

Og hu dama begynte plutselig å hviske, til noen.

(Hu sa: ‘Han skjønner det’, eller noe.

Noe sånt).

Så det lurer jeg på nå, om kan ha vært hu Monica Strømsheim .

(Eller om det er sånn, at hu er for ung, til at det kan ha vært henne).

Hm.

Så sånn er muligens det.

Bare noe jeg tenkte på.

Men men.

https://www.nb.no/items/c047531be88b7c1acedf0af85bb70245?page=1&searchText=ribsskog~1

https://www.nb.no/items/227e48f64027d4508cb8a152f96d1c5f?page=1&searchText=ribsskog~1