johncons

Stikkord: Budsjett

  • Mer fra England

    I natt, så betalte jeg en del regninger.

    Som jeg ikke har fått betalt i tide.

    Grunnet at jeg ikke fikk tre arbeidsledighetstrygd-utbetalinger, på rad.

    Jeg betalte regninger til Swalec (token-payement).

    The Council, (Council-tax).

    Spex Host, (web-hotell-regninger for www.posegodt.net og www.bagsofsweets.net).

    Og også en token-payment for Captial One-gjelden min, (som er på cirka fem hundre pund, vel).

    Og jeg betalte også for fire uker med ‘personal gas’, til husverten, (LHT).

    Dette med personal gas, er det første gang, som jeg betaler.

    For tidligere har dette blitt kalt ‘communal boiler’.

    (Og vært inkludert, i the Housing Benefit, fra the Council).

    Så de endrer og styrer fælt, hos LHT, (vil jeg si).

    Men det er på grunn av denne nevnte gassen, at jeg har varmtvann og radiator-varme, i leiligheten, selv om jeg ikke har strøm.

    Dette med at arbeidsledige må betale cirka ti prosent Council Tax.

    Det er også helt nytt, (og den første gangen, som jeg betaler).

    I tidligere år, så har ikke de arbeidsledige trengt å betale noe Council Tax.

    Så myndighetene i England, de driver også å endrer fælt da, (må man vel si).

    Jeg må prøve å rekke posten, før den stenger, i dag.

    For jeg må betale en giro, til DML.

    Og jeg skal se om jeg får kjøpt Haribo Pontefract Cakes, til Posegodt.

    Det er jo mai-måned enda.

    Så kanskje jeg får lagt inn den, på Posegodt, mens det fortsatt er mai-måned.

    Vi får se.

    Jeg har begynt å få hvitt hår, på  høyre side, av huet, (har jeg lagt merke til).

    Men jeg har funnet en hårfarge, som jeg kanskje kan bruke.

    For jeg føler meg ikke helt klar for gamlehjemmet enda, (for å si det sånn).

    Det er vel på grunn av at jeg ikke får rettighetene mine, fra norske og britiske myndigheter, at jeg begynner å få grått hår, (vil jeg tippe på).

    Noe sånt.

    I dag morges, så våkna jeg i 6-7-tida, av at jeg hadde veldig vondt i magen.

    Jeg spiste kanskje for mye i går.

    Det gjorde så vondt, at jeg ikke visste hvor jeg skulle gjøre av meg, omtrent.

    Jeg drakk litt vann fra springen.

    Og tok et par parasept, som jeg vel må ha kjøpt, da jeg var  hos tannlegen, (en to-tre ganger vel), ifjor.

    Og da ble det litt bedre.

    Men i et par timer, så kunne jeg bare ligge på ryggen, og nesten ynke meg, da.

    Og så etter to-tre timer, så kunne jeg legge meg litt på sida også.

    Og nå har jeg sur mage, merker jeg.

    Og gulper og raper litt, og sånn, da.

    Men jeg klarer ihvertfall å fungere.

    Noe jeg ikke klarte idag morges, (for å si det sånn).

    Så sånn er det.

    Bare noe jeg tenkte på.

    Mvh.

    Erik Ribsskog

    PS.

    Da jeg var hos frisøren, (i Matthew St.), i går.

    Så måtte jeg si fra om det, (husker jeg).

    At jeg ikke ville det, at de skulle barbere øyenbryna mine.

    For det har jeg aldri opplevd i Norge, at frisører gjør.

    Men forrige gang jeg var hos denne frisøren, (i Matthew St.), så sa frisørdama noe jeg ikke skjønte, (med svak og uklar stemme, liksom).

    Og så begynte hu pluteselig å barbere bort mye av øyenbryna mine, da.

    Og det ble som noe litt rart, for meg, må jeg innrømme.

    Så i går, så sa jeg klart og tydelig fra, (i frisørsalongen).

    At jeg ikke ville barbere øyenbryna mine, da.

    For det pleide dem ikke å gjøre i Norge, (som jeg sa, på engelsk).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

    PS 2.

    Etter at jeg klipte meg i går.

    Så var jeg jo i en møbelbutikk, ved London Road, (like ved sentrum).

    For jeg hadde lest på nettet, (må det vel ha vært), at de hadde billige divaner der, da.

    (Ifjor må det vel ha vært).

    For jeg har sovet på en madrass, på gulvet, siden jeg flytta inn her, (må jeg innrømme).

    For jeg har ikke hatt så mye penger, til møbler osv., da.

    Men nå fikk jeg jo nesten fire hundre pund.

    Siden tre arbeidsledighets-utbetalinger hadde blitt holdt igjen, av the Jobcentre, (av litt uklare grunner, må man vel si).

    Så da tenkte jeg det, at jeg kunne ta meg råd til det, å kjøpe meg, en sånn billig divan.

    Eller ihvertfall kikke litt, for å se om jeg fant den butikken, hvor de solgte så billige divaner.

    (For jeg hadde ikke lyst til å ha en metall-seng, for eksempel.

    For jeg liker ikke det, at jeg ikke får strekt ut beina helt, når jeg sover.

    Og jeg liker heller ikke det, at beina mine kommer borti kalde metall-deler, når jeg liksom skal prøve å sovne da, om kvelden.

    Så jeg har lurt fælt på hvordan seng jeg skulle kjøpe.

    For jeg har aldri hatt en sånn divan-seng, i Norge.

    De cirka ti siste årene, som jeg bodde, i Norge.

    Så lå jeg jo på en rammemadrass-seng, som jeg hadde kjøpt brukt, av Magne Winnem.

    Men sånne rammemadrass-senger, det har jeg ikke sett så mye av, her i England.

    Og de ville nok også ha vært for dyre for meg, å kjøpe.

    For denne leiligheten var umøblert, da jeg flyttet inn her, for et drøyt år siden.

    Og jeg får bare cirka 130 pund, i arbeidsledighetstrygd, (hver fjortende dag).

    Og jeg har vært arbeidsledig i mange år, (og har ikke fått arven min og pensjonen min osv., fra Norge).

    Så jeg hadde ikke noen sparepenger, (for eksempel), da jeg flytta inn her.

    Så jeg måtte ha penger til overs, til mat, etter at jeg hadde kjøpt seng/madrass.

    Da jeg flytta inn her, ifjor.

    For å sove på en luftmadrass.

    Det var ikke noe artig, husker jeg.

    Luften gikk ut mer og mer, og jeg sov ikke så godt på den.

    Og jeg kjøpte også en billig feltseng, til cirka ti pund.

    Men den var fæl å sove på, (for den var så trang, blant annet).

    Så jeg fikk noe slags sjokk, da jeg våknet, husker jeg.

    Så jeg kjøpte en god madrass, til 50-60 pund.

    Den andre uka kanskje.

    Etter at jeg flytta inn her, i Keith Court, da.

    Og så har jeg tenkt på det, helt siden da.

    Hvordan seng jeg skulle kjøpe.

    Og nå ble det til at jeg  kjøpte en sånn billig ‘divan-seng’ da, til førti pund.

    (Pluss ti pund, for å få den levert, i Keith Avenue).

    Og han som leverte senga, han var cirka en halvtime forsinket.

    Men han sa det, at det var så mye politi, på veien, fra London Road-området, og hit til Walton, da.

    Så derfor ble han en halvtime forsinket.

    (Noe sånt).

    Så sånn var det.

    Bare noe jeg tenkte på.

    Men men.

  • Mer om budsjett


    Gmail – Problems with paying bill/Re: Regarding token-payments/Fwd: SWALEC query: Your final bill [#1024648]

    Gmail


    Erik Ribsskog
    <eribsskog@gmail.com>



    Problems with paying bill/Re: Regarding token-payments/Fwd: SWALEC query: Your final bill [#1024648]



    Erik Ribsskog

    <eribsskog@gmail.com>


    Fri, May 31, 2013 at 1:10 AM

    To:
    customerservice@swalec.co.uk

    Hi,

    thank you for your e-mail!
    I got the three missing Jobseekers Allowance-payments on my bank-account, today, (Thursday).
    I’ve paid the token-payment just now, from your web-site.


    And I’ll pay the next token-payment, also from your web-site, by 28/6, when this payment is due.
    Sorry again about the delay with this!

    Best regards,

    Erik Ribsskog

    On Thu, May 30, 2013 at 11:40 AM, Swalec <customerservice@swalec.co.uk> wrote:

    Dear Mr Ribsskog,

    Thank you for your email.
    I have noted this information on your account. However we have already requested this payment from your bank and I am unable to stop this.
    Should you require any further assistance please do not hesitate to contact me.
    Kind Regards
    Fiona Hurst
    Customer Service

    –Original Message–
    From: eribsskog@gmail.com
    Date: 28/05/2013 14:26:47
    To: customerservice@swalec.co.uk
    Cc: Contact-Us@jobcentreplus.gsi.gov.uk
    Subject: Problems with paying bill/Re: Regarding token-payments/Fwd: SWALEC query: Your final bill [#3173013] [#1024648]

    Hi,

    the Jobcentre haven’t paid me my last three jobseekers allowance-payments, so I have no money on my bank account now.


    I hope it’s ok that I pay the token-payment due today, when I get the jobseekers allowance back.


    I can pay it by credit card, and I’ll check your website for more information about how I can pay, when I get my allowance back.


    Hope this is alright, and sorry about the delay!

    Yours sincerely,


    Erik Ribsskog

    On Tue, Nov 29, 2011 at 3:41 PM, Swalec <customerservice@swalec.co.uk> wrote:

    Dear Mr Ribsskog
    Thank you for your email and I am sorry for the delay in responding.
    I have reset your payment arrangement for you.  Your first payment for £1.00 will be taken by direct debit on the 28th December 2011.
    I hope this is in order for you but if I can be of any further assistance please do not hesitate to contact me on 01738 453898.
    Kind Regards

    Leighann Whyte

    Customer Service

    –Original Message–
    From: eribsskog@gmail.com

    Date: 24/11/2011 19:42:13
    To: customerservice@swalec.co.uk
    Subject: Regarding token-payments/Fwd: SWALEC query: Your final bill [#3173013]

    Hi,


    I’ve been adviced by the CCCS, to pay token-payment, to my creditors, before I get a new job.


    I’ve set the token-payment amount, to £5 a month.


    But now I’ve reviewed my budget, and I have so many token-payments now, and I live at a hostell, where I have to pay £73 a month, so I have to reset the amount on the token-payments to £1 a month now unfortunately, from next month.


    So I’m stopping the current Direct Debit now, on my bank-account, and ask you if you could please set up a new Direct Debit, for £1 a month, from next month.


    Hope this is alright!


    Yours sincerely,


    Erik Ribsskog

    ———- Forwarded message ———-
    From: Swalec <customerservice@swalec.co.uk>

    Date: Wed, Oct 5, 2011 at 10:00 AM
    Subject: Re: SWALEC query: Your final bill [#3173013]
    To: eribsskog@gmail.com

    Dear Mr Ribsskog,
    Thank you for your email, I can confirm that I can arrange a payment plan for you to pay the balance of £40.24 at £5 a month. To do this can you please confirm the bank account details to be used and the date you would like the payments to be made each month.
    Kind Regards

    Tracy Adam
    Customer Service

    –Original Message–
    From: eribsskog@gmail.com
    Date: 03/10/2011 14:02:15
    To: customerservice@swalec.co.uk
    Subject: SWALEC query: Your final bill

    Message:
    Hi, I was wondering if it’s ok if I pay the arrears, (of around £40), with a five pound a month direct debit, starting from next month, (since I’m unemployed and on a budget in co-operation with the CCCS). Hope this is alright! Yours sincerely, Erik Ribsskog
    Topic : Your final bill
    Email : eribsskog@gmail.com
    Name : Erik Ribsskog
    Phone: 07905206018
    Postcode : SR2 7ES
    Address Line 1 : Azalea Lodge, 1-2 Azalea Terrace North

    The information in this e-mail is confidential and may be legally privileged. It may not represent the views of Scottish and Southern Energy Group. It is intended solely for the addressees. Access to this e-mail by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful. Any unauthorised recipient should advise the sender immediately of the error in transmission. Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement. Scottish Hydro Electric, Southern Electric, SWALEC, Atlantic Electric and Gas, S+S and SSE Power Distribution are trading names of the Scottish and Southern Energy Group.

    Scottish and Southern Energy plc, Inveralmond House, 200 Dunkeld Road, Perth, Perthshire, PH1 3AQ. Registered in Scotland Number. 117119


    **********************************************************************
    The information in this email is confidential and may be legally privileged.  It may not represent the views of the SSE Group.  It is intended solely for the addressees.  Access to this email by anyone else is unauthorised.  If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful.  Any unauthorised recipient should advise the sender immediately of the error in transmission.  Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement.

    SSE plc
    Registered Office: Inveralmond House 200 Dunkeld Road Perth PH1 3AQ
    Registered in Scotland No. SC117119
    www.sse.com

    **********************************************************************


    The information in this e-mail is confidential and may be legally privileged. It may not represent the views of Scottish and Southern Energy Group. It is intended solely for the addressees. Access to this e-mail by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful. Any unauthorised recipient should advise the sender immediately of the error in transmission. Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement. Scottish Hydro Electric, Southern Electric, SWALEC, Atlantic Electric and Gas, S+S and SSE Power Distribution are trading names of the Scottish and Southern Energy Group.

    Scottish and Southern Energy plc, Inveralmond House, 200 Dunkeld Road, Perth, Perthshire, PH1 3AQ. Registered in Scotland Number. 117119


    **********************************************************************
    The information in this email is confidential and may be legally privileged.  It may not represent the views of the SSE Group.  It is intended solely for the addressees.  Access to this email by anyone else is unauthorised.  If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful.  Any unauthorised recipient should advise the sender immediately of the error in transmission.  Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement.

    SSE plc
    Registered Office: Inveralmond House 200 Dunkeld Road Perth PH1 3AQ
    Registered in Scotland No. SC117119
    www.sse.com

    **********************************************************************

    The information in this email is confidential and may be legally privileged. It may not represent the views of the SSE Group. It is intended solely for the addressees. Access to this email by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful. Any unauthorised recipient should advise the sender immediately of the error in transmission. Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement.

    SSE, Scottish Hydro, Southern Electric, SWALEC and Atlantic are all trading names of SSE Energy Supply Limited Registered in England & Wales No. 03757502 (Supply of Electricity, Home Phone & Broadband),

    Southern Electric Gas Limited Registered in England & Wales No. 02716495 (Supply of Gas), SSE Water Limited Registered in England & Wales No. 06021063 (Supply of Water) and SSE Home Services Limited Registered in Scotland No. SC292102 (Heating & Wiring Cover), all members of the SSE Group

    The Registered Office of SSE Energy Supply Limited, Southern Electric Gas Limited and SSE Water Limited is 55 Vastern Road Reading Berkshire RG1 8BU

    The Registered Office of SSE Home Services Limited is Inveralmond House 200 Dunkeld Road Perth PH1 3AQ

    www.sse.co.uk www.southern-electric.co.uk www.swalec.co.uk www.hydro.co.uk www.atlantic.co.uk www.ssehomeservices.co.uk

  • Mer om budsjett

    Erik Ribsskog

    12:30 PM (0 minutes ago)

    to Contact

    Hi,

    ok, I’ll contact you again by 11/6 if I haven’t recieved the Jobseekers Allowance.

    I got a call-back from Steve at the Jobcentre this morning.

    And they had made my case a ‘priority’, he said.

    They were going to try to make a desition before lunch-time tomorrow.

    So I’ll go to the Jobcentre tomorrow afternoon, and then they’ll hopefully know more.

    And then I’m going to pay the overdue bills as soon as possible.

    Thank you for the e-mail!

    Best regards,

    Erik Ribsskog

    On Wed, May 29, 2013 at 10:11 AM, Contact wrote:

    Dear Mr Ribsskog

    Thank you for your email. I can confirm your account has been placed on hold for 14 days for you to receive your benefits through. Please contact us within this time if this is still not received.

    Regards

    Collections Support Dept.

    From: Erik Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 28 May 2013 14:44

    To: Contact

    Cc: Contact-Us

    Subject: Problems with paying token-payment/Fwd: Update/Fwd: Complaint/Fwd: Your letter of 5/11, (Your ref: 47998755)

    Hi,

    unfortunately the Jobcentre haven’t sent me my last three jobseekers allowance-payments, and I have no money on my bank account.

    I’m therefore a bit delayed with my token payment to you, this month.

    I’m going to go to the post office, as usual, and pay the giro, when I finally recieve the mentioned payments from the Jobcentre.

    Hope this is alright and sorry about the delay!

    Yours sincerely,

    Erik Ribsskog

    ———- Forwarded message ———-

    From: Erik Ribsskog

    Date: Fri, Nov 23, 2012 at 5:07 PM

    Subject: Re: Update/Fwd: Complaint/Fwd: Your letter of 5/11, (Your ref: 47998755)

    To: Shirley Pyper

    Hi,

    thank you for your e-mail!

    I hope I’ll be able to make the payments as usual in the future.

    (I see in my calender-book here that the next payment is to be paid by Wednesday next week.

    And I shouldn’t have any problems paying that payment in time).

    It’s just that I’ve had some problems with the Jobcentre and the Jobseekers Allowance, in the last months.

    But it seems like this is getting sorted now.

    If there are any more similar problems in the future, I’m going to try to update you as soon as possible.

    Hope this is alright, and sorry again about the problems with this!

    Best regards,

    Erik Ribsskog

    On Fri, Nov 23, 2012 at 4:58 PM, Shirley Pyper wrote:

    Mr E Ribsskog

    10 Keith Court

    Keith Avenue

    Liverpool

    L4 5XJ

    23rd November 2012

    Our ref: 47998755

    Dear Mr Ribsskog,

    Thank you for emails regarding the above, which has been passed to me to respond to you directly. All of your comments have been noted, and your dissatisfaction has been dealt with under our complaints process. I have attached a copy for your information.

    I can confirm that our letter dated the 12th November 2012 was in the morning post prior to our agent responding to your email, and therefore the agent was unable to retrieve the letter. However the agent should have advised you to ignore the letter and for this I do apologise.

    Please be assured that the agent concerned has been given relevant feedback.

    As an agency we work very closely under the guidelines on debt collection practices and ensure we follow these stringently. DML prides itself on compliance, working with organisations such as the CSA and OFT in order to collect ethically and responsibly.

    I can confirm that we are in receipt of your recent payment, and I can advise that the account will be monitored by me in the future. If you have any further queries please do not hesitate to contact me on 01709 758410 or by email to the address below.

    The attached link to the Financial Ombudsman Service advises you how to complain within the next six months, if you feel we have not assisted you in resolving this matter. Their web details are as follows: http://www.fos.org.uk/publications/consumer-leaflet.htm

    Yours sincerely,

    Shirley Pyper

    Ms Shirley Pyper

    Complaints Manager

    Debt Managers Ltd

    01709 758410

    Email: shirley.pyper@debt-managers.co.uk

    ________________________________

    From: Erik Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 20 November 2012 08:06

    To: Contact

    Subject: Update/Fwd: Complaint/Fwd: Your letter of 5/11, (Your ref: 47998755)

    Hi,

    I just wanted to update about that I’ve finally got some money on my bank-account now, so I’ve gotten to pay the earlier mentioned bill.

    Sorry about the delay with this!

    Best regards,

    Erik Ribsskog

    PS.

    I attach a scanned copy of the receipt for this payment.

    ———- Forwarded message ———-

    From: Erik Ribsskog

    Date: Fri, Nov 16, 2012 at 2:56 AM

    Subject: Complaint/Fwd: Your letter of 5/11, (Your ref: 47998755)

    To: contact@dmpay.co.uk

    Cc: Q&A

    Hi,

    I’m refering to your letter from 12/11, (which I attach), which I recieved two days ago.

    You write: ‘You have failed to respond to the Default Notice that was sent to you recently’.

    This isn’t true.

    I sent you an e-mail on 8/11 about this.

    (See the forwarded e-mail below).

    So I wanted to please complain on that your company is disorganised.

    One hand don’t seem to know what the other hand does, (so to speak).

    Perhaps you would be so kind as to delete my debt with you?

    (To compensate for wasting my time here).

    Hope this alright!

    Erik Ribsskog

    ———- Forwarded message ———-

    From: Erik Ribsskog

    Date: Thu, Nov 8, 2012 at 10:49 PM

    Subject: Your letter of 5/11, (Your ref: 47998755)

    To: contact@dmpay.co.uk

    Cc: Contact-Us , CONTACT-US

    Hi,

    I’m refering to your letter from 5/11, which I attach.

    The Jobcentre haven’t sent me my five latest Jobseekers Allowance-payments, for no good reason.

    I do my Jobseeking like the Jobcentre have previously told me they want me to do it, every week.

    I have not been informed by the Jobcentre when they are going to start sending me my Jobseekers Allowance again.

    And I no money for cutting my hair, or taking the train to job-interviews eighter.

    So maybe Barclays can give me a loan, untill someone have cleaned the problems at the Jobcentre up?

    I also have an insurance-case against Barclays, since where I used to live, in Leather Lane, in Liverpool, (untill August last year), I was thrown out, after I wasn’t sent a letter, for a court-hearing, so most of my stuff was kept by the landlord, after the Police broke in to my flat.

    But I don’t have money to buy stamps, so I haven’t gotten to send about this to Barclays insurance-department.

    But you are perhaps a department of Barclays?

    Then perhaps you could send about this to Barclays Bank, (the loan-application), and Barclays Insurance, (about the problems in Leather Lane, with the Landlord there).

    I’ll pay the bill as soon as I get some money.

    Sorry about the problems with this!

    Yours sincerely,

    Erik Ribsskog

    Any views or opinions are solely those of the author and do not necessarily represent those of the Company

    ————————————————————————————————————————————————-

    The information transmitted is confidential and intended only for the person or entity to which it is addressed and may contain confidential and/or legally privileged material. If you are not the intended recipient of this message, please notify the sender immediately and confirm to us that it has been destroyed. You are strictly prohibited from using , copying or disseminating this message or any information it contains to anyone other than the intended recipient.

    Debt Managers Ltd. Registered in Scotland (registered no. 219618). Registered Office: 12 Hope Street, Edinburgh, EH2 4DB

    Any views or opinions are solely those of the author and do not necessarily represent those of the Company————————————————————————————————————————————————- The information transmitted is confidential and intended only for the person or entity to which it is addressed and may contain confidential and/or legally privileged material. If you are not the intended recipient of this message, please notify the sender immediately and confirm to us that it has been destroyed. You are strictly prohibited from using , copying or disseminating this message or any information it contains to anyone other than the intended recipient.

    Debt Managers (Services) Limited. Company registration number 8092808

    Registered Office: One Arleston Way, Solihull, West Midlands, B90 4LH

  • Mer om budsjett

    Problems with paying token-paym​ent/Fwd: Update/Fwd​: Complaint/​Fwd: Your letter of 5/11, (Your ref: 47998755)Erik Ribsskog

    2:43 PM (0 minutes ago)

    to Contact, Contact-Us

    Hi,

    unfortunately the Jobcentre haven’t sent me my last three jobseekers allowance-payments, and I have no money on my bank account.

    I’m therefore a bit delayed with my token payment to you, this month.

    I’m going to go to the post office, as usual, and pay the giro, when I finally recieve the mentioned payments from the Jobcentre.

    Hope this is alright and sorry about the delay!

    Yours sincerely,

    Erik Ribsskog

    ———- Forwarded message ———-

    From: Erik Ribsskog

    Date: Fri, Nov 23, 2012 at 5:07 PM

    Subject: Re: Update/Fwd: Complaint/Fwd: Your letter of 5/11, (Your ref: 47998755)

    To: Shirley Pyper

    Hi,

    thank you for your e-mail!

    I hope I’ll be able to make the payments as usual in the future.

    (I see in my calender-book here that the next payment is to be paid by Wednesday next week.

    And I shouldn’t have any problems paying that payment in time).

    It’s just that I’ve had some problems with the Jobcentre and the Jobseekers Allowance, in the last months.

    But it seems like this is getting sorted now.

    If there are any more similar problems in the future, I’m going to try to update you as soon as possible.

    Hope this is alright, and sorry again about the problems with this!

    Best regards,

    Erik Ribsskog

    On Fri, Nov 23, 2012 at 4:58 PM, Shirley Pyper wrote:

    Mr E Ribsskog

    10 Keith Court

    Keith Avenue

    Liverpool

    L4 5XJ

    23rd November 2012

    Our ref: 47998755

    Dear Mr Ribsskog,

    Thank you for emails regarding the above, which has been passed to me to respond to you directly. All of your comments have been noted, and your dissatisfaction has been dealt with under our complaints process. I have attached a copy for your information.

    I can confirm that our letter dated the 12th November 2012 was in the morning post prior to our agent responding to your email, and therefore the agent was unable to retrieve the letter. However the agent should have advised you to ignore the letter and for this I do apologise.

    Please be assured that the agent concerned has been given relevant feedback.

    As an agency we work very closely under the guidelines on debt collection practices and ensure we follow these stringently. DML prides itself on compliance, working with organisations such as the CSA and OFT in order to collect ethically and responsibly.

    I can confirm that we are in receipt of your recent payment, and I can advise that the account will be monitored by me in the future. If you have any further queries please do not hesitate to contact me on 01709 758410 or by email to the address below.

    The attached link to the Financial Ombudsman Service advises you how to complain within the next six months, if you feel we have not assisted you in resolving this matter. Their web details are as follows: http://www.fos.org.uk/publications/consumer-leaflet.htm

    Yours sincerely,

    Shirley Pyper

    Ms Shirley Pyper

    Complaints Manager

    Debt Managers Ltd

    01709 758410

    Email: shirley.pyper@debt-managers.co.uk

    ________________________________

    From: Erik Ribsskog [mailto:eribsskog@gmail.com]

    Sent: 20 November 2012 08:06

    To: Contact

    Subject: Update/Fwd: Complaint/Fwd: Your letter of 5/11, (Your ref: 47998755)

    Hi,

    I just wanted to update about that I’ve finally got some money on my bank-account now, so I’ve gotten to pay the earlier mentioned bill.

    Sorry about the delay with this!

    Best regards,

    Erik Ribsskog

    PS.

    I attach a scanned copy of the receipt for this payment.

    ———- Forwarded message ———-

    From: Erik Ribsskog

    Date: Fri, Nov 16, 2012 at 2:56 AM

    Subject: Complaint/Fwd: Your letter of 5/11, (Your ref: 47998755)

    To: contact@dmpay.co.uk

    Cc: Q&A

    Hi,

    I’m refering to your letter from 12/11, (which I attach), which I recieved two days ago.

    You write: ‘You have failed to respond to the Default Notice that was sent to you recently’.

    This isn’t true.

    I sent you an e-mail on 8/11 about this.

    (See the forwarded e-mail below).

    So I wanted to please complain on that your company is disorganised.

    One hand don’t seem to know what the other hand does, (so to speak).

    Perhaps you would be so kind as to delete my debt with you?

    (To compensate for wasting my time here).

    Hope this alright!

    Erik Ribsskog

    ———- Forwarded message ———-

    From: Erik Ribsskog

    Date: Thu, Nov 8, 2012 at 10:49 PM

    Subject: Your letter of 5/11, (Your ref: 47998755)

    To: contact@dmpay.co.uk

    Cc: Contact-Us , CONTACT-US

    Hi,

    I’m refering to your letter from 5/11, which I attach.

    The Jobcentre haven’t sent me my five latest Jobseekers Allowance-payments, for no good reason.

    I do my Jobseeking like the Jobcentre have previously told me they want me to do it, every week.

    I have not been informed by the Jobcentre when they are going to start sending me my Jobseekers Allowance again.

    And I no money for cutting my hair, or taking the train to job-interviews eighter.

    So maybe Barclays can give me a loan, untill someone have cleaned the problems at the Jobcentre up?

    I also have an insurance-case against Barclays, since where I used to live, in Leather Lane, in Liverpool, (untill August last year), I was thrown out, after I wasn’t sent a letter, for a court-hearing, so most of my stuff was kept by the landlord, after the Police broke in to my flat.

    But I don’t have money to buy stamps, so I haven’t gotten to send about this to Barclays insurance-department.

    But you are perhaps a department of Barclays?

    Then perhaps you could send about this to Barclays Bank, (the loan-application), and Barclays Insurance, (about the problems in Leather Lane, with the Landlord there).

    I’ll pay the bill as soon as I get some money.

    Sorry about the problems with this!

    Yours sincerely,

    Erik Ribsskog

    Any views or opinions are solely those of the author and do not necessarily represent those of the Company————————————————————————————————————————————————- The information transmitted is confidential and intended only for the person or entity to which it is addressed and may contain confidential and/or legally privileged material. If you are not the intended recipient of this message, please notify the sender immediately and confirm to us that it has been destroyed. You are strictly prohibited from using , copying or disseminating this message or any information it contains to anyone other than the intended recipient.

    Debt Managers Ltd. Registered in Scotland (registered no. 219618).

    Registered Office: 12 Hope Street, Edinburgh, EH2 4DB

  • Jeg sendte en e-post til Swalec

    Problems with paying bill/Re: Regarding token-paym​ents/Fwd: SWALEC query: Your final bill [#3173013]Erik Ribsskog

    2:26 PM (0 minutes ago)

    to customerservice, Contact-Us

    Hi,

    the Jobcentre haven’t paid me my last three jobseekers allowance-payments, so I have no money on my bank account now.

    I hope it’s ok that I pay the token-payment due today, when I get the jobseekers allowance back.

    I can pay it by credit card, and I’ll check your website for more information about how I can pay, when I get my allowance back.

    Hope this is alright, and sorry about the delay!

    Yours sincerely,

    Erik Ribsskog

    On Tue, Nov 29, 2011 at 3:41 PM, Swalec wrote:

    Dear Mr Ribsskog

    Thank you for your email and I am sorry for the delay in responding.

    I have reset your payment arrangement for you. Your first payment for £1.00 will be taken by direct debit on the 28th December 2011.

    I hope this is in order for you but if I can be of any further assistance please do not hesitate to contact me on 01738 453898.

    Kind Regards

    Leighann Whyte

    Customer Service

    –Original Message–

    From: eribsskog@gmail.com

    Date: 24/11/2011 19:42:13

    To: customerservice@swalec.co.uk

    Subject: Regarding token-payments/Fwd: SWALEC query: Your final bill [#3173013]

    Hi,

    I’ve been adviced by the CCCS, to pay token-payment, to my creditors, before I get a new job.

    I’ve set the token-payment amount, to £5 a month.

    But now I’ve reviewed my budget, and I have so many token-payments now, and I live at a hostell, where I have to pay £73 a month, so I have to reset the amount on the token-payments to £1 a month now unfortunately, from next month.

    So I’m stopping the current Direct Debit now, on my bank-account, and ask you if you could please set up a new Direct Debit, for £1 a month, from next month.

    Hope this is alright!

    Yours sincerely,

    Erik Ribsskog

    ———- Forwarded message ———-

    From: Swalec

    Date: Wed, Oct 5, 2011 at 10:00 AM

    Subject: Re: SWALEC query: Your final bill [#3173013]

    To: eribsskog@gmail.com

    Dear Mr Ribsskog,

    Thank you for your email, I can confirm that I can arrange a payment plan for you to pay the balance of £40.24 at £5 a month. To do this can you please confirm the bank account details to be used and the date you would like the payments to be made each month.

    Kind Regards

    Tracy Adam

    Customer Service

    –Original Message–

    From: eribsskog@gmail.com

    Date: 03/10/2011 14:02:15

    To: customerservice@swalec.co.uk

    Subject: SWALEC query: Your final bill

    Message:

    Hi, I was wondering if it’s ok if I pay the arrears, (of around £40), with a five pound a month direct debit, starting from next month, (since I’m unemployed and on a budget in co-operation with the CCCS). Hope this is alright! Yours sincerely, Erik Ribsskog

    Topic : Your final bill

    Email : eribsskog@gmail.com

    Name : Erik Ribsskog

    Phone: 07905206018

    Postcode : SR2 7ES

    Address Line 1 : Azalea Lodge, 1-2 Azalea Terrace North

    The information in this e-mail is confidential and may be legally privileged. It may not represent the views of Scottish and Southern Energy Group. It is intended solely for the addressees. Access to this e-mail by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful. Any unauthorised recipient should advise the sender immediately of the error in transmission. Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement. Scottish Hydro Electric, Southern Electric, SWALEC, Atlantic Electric and Gas, S+S and SSE Power Distribution are trading names of the Scottish and Southern Energy Group.

    Scottish and Southern Energy plc, Inveralmond House, 200 Dunkeld Road, Perth, Perthshire, PH1 3AQ. Registered in Scotland Number. 117119

    www.scottish-southern.co.uk

    **********************************************************************

    The information in this email is confidential and may be legally privileged. It may not represent the views of the SSE Group. It is intended solely for the addressees. Access to this email by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful. Any unauthorised recipient should advise the sender immediately of the error in transmission. Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement.

    SSE plc

    Registered Office: Inveralmond House 200 Dunkeld Road Perth PH1 3AQ

    Registered in Scotland No. SC117119

    www.sse.com

    **********************************************************************

    The information in this e-mail is confidential and may be legally privileged. It may not represent the views of Scottish and Southern Energy Group. It is intended solely for the addressees. Access to this e-mail by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful. Any unauthorised recipient should advise the sender immediately of the error in transmission. Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement. Scottish Hydro Electric, Southern Electric, SWALEC, Atlantic Electric and Gas, S+S and SSE Power Distribution are trading names of the Scottish and Southern Energy Group.

    Scottish and Southern Energy plc, Inveralmond House, 200 Dunkeld Road, Perth, Perthshire, PH1 3AQ. Registered in Scotland Number. 117119

    www.scottish-southern.co.uk

    **********************************************************************

    The information in this email is confidential and may be legally privileged. It may not represent the views of the SSE Group. It is intended solely for the addressees. Access to this email by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it, is prohibited and may be unlawful. Any unauthorised recipient should advise the sender immediately of the error in transmission. Unless specifically stated otherwise, this email (or any attachments to it) is not an offer capable of acceptance or acceptance of an offer and it does not form part of a binding contractual agreement.

    SSE plc

    Registered Office: Inveralmond House 200 Dunkeld Road Perth PH1 3AQ

    Registered in Scotland No. SC117119

    www.sse.com

    **********************************************************************

  • Mer om budsjett

    Council Tax/Fwd: Act Now AlertErik Ribsskog

    2:14 PM (0 minutes ago)

    to revenue.service, Benefits, Liverpool, bcc: Contact-Us

    Hi,

    I had to cancel the Council Tax-direct debit today, unfortunately.

    The reason is that the Jobcentre haven’t sent me my three last jobseekers allowance-payments, and I have no money on my bank-account.

    I send a copy e-mail to the Jobcentre so perhaps they’ll send me the money soon.

    I’ll pay the mentioned part-payment as soon as I get the money the Jobcentre owes me.

    Hope this is alright!

    I guess you need my National Insurance Number, it’s: SG 270967 D.

    Sorry about the delay with this!

    Yours sincerely,

    Erik Ribsskog

    ———- Forwarded message ———-

    From: RBS

    Date: Tue, May 28, 2013 at 7:38 AM

    Subject: Act Now Alert

    To: ERIBSSKOG@gmail.com

    Transactions on your RBS account ending 827 mean that you currently do not have enough money in this account to cover all payments you have requested.

    We recommend that you pay in cleared funds to correct the position on your account by 12.00pm today, 28May. This will allow items to be paid and prevent Overdraft fees being applied.

    There are some easy ways for you to pay “cleared funds” into your account:

    Pay in cash at any RBS branch.

    Transfer money from another RBS account, for example via Online banking or Telephone banking

    RBS offer a free customer review service with one of our highly trained Customer Advisers. To book an appointment at your local branch call 0800 408 6020. Customers with hearing and speech impairments can contact us by Minicom on 0800 404 6160.

    Don’t hesitate to call us if you have any queries, but please do not respond to this email. You’ll find contact details for all of our services in the ‘contact us’ section of rbs.co.uk.

    Internet support team

    Disclaimer

    This email was sent from a notification-only address that does not accept email replies. Please do not reply directly to this email. Many internet users have recently been targeted through bogus emails by fraudsters claiming to be from the bank. These emails ask customers to provide their internet banking security details in order to reactivate their account or verify an email address. Please be on your guard against emails that request any of your security details. If you receive an email like this you should not respond. Please remember that, for security reasons, apart from when you create them at registration or when you change your Internet PIN or Password, we will only ever ask you to enter random characters from your Internet PIN and Password when you logon to this service. We would never ask you, by email, to enter (or record) these details and we would therefore request that you do not respond to emails asking for this information.

    Legal Information

    This email message is confidential and for use by the addressee only. If the message is received by anyone other than the addressee, please delete the message from your computer. Internet emails are not necessarily secure. The Royal Bank of Scotland plc does not accept responsibility for changes made to this message after it was sent.

    Whilst all reasonable care has been taken to avoid the transmission of viruses, it is the responsibility of the recipient to ensure that the onward transmission, opening or use of this message and any attachments will not adversely affect its systems or data. No responsibility is accepted by the Royal Bank of Scotland plc in this regard and the recipient should carry out such virus and other checks as it considers appropriate.

    The Royal Bank of Scotland plc, Registered in Scotland No 90312.

    Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.

    We are authorised and regulated by the Financial Services Authority, except for consumer credit, where we are licensed by the Office of Fair Trading.

  • Jeg sendte en ny e-post til United Utilities


    Gmail – Problem with paying token-payment/Fwd: Update/Fwd: New water-bill/Fwd: To: Suzanne Cafferty, Customer Advisor/Fwd: To: Nicola Redfern, Customer Advisor

    Gmail


    Erik Ribsskog
    <eribsskog@gmail.com>



    Problem with paying token-payment/Fwd: Update/Fwd: New water-bill/Fwd: To: Suzanne Cafferty, Customer Advisor/Fwd: To: Nicola Redfern, Customer Advisor



    Erik Ribsskog

    <eribsskog@gmail.com>


    Sat, May 25, 2013 at 3:20 PM

    To:
    Customer.Services@uuplc.co.uk

    Cc:
    Contact-Us <Contact-Us@jobcentreplus.gsi.gov.uk>

    Hi,

    the Jobcentre have missed two forthnightly jobseekers-allowance payments now.

    So I don’t have any money.

    But I’m going to pay my token-payment, due today, as soon as I get my jobseekers allowance back.


    Hope this is alright and sorry about this delay!

    Yours sincerely,


    Erik Ribsskog

    ———- Forwarded message ———-
    From: Erik Ribsskog <eribsskog@gmail.com>

    Date: Sat, Apr 6, 2013 at 7:59 AM
    Subject: Update/Fwd: New water-bill/Fwd: To: Suzanne Cafferty, Customer Advisor/Fwd: To: Nicola Redfern, Customer Advisor
    To: Customer.Services@uuplc.co.uk

    Hi,


    I’ve also gotten a letter from Concilia about this, yesterday.

    I still send about this to United Utilities.

    Since I couldn’t find an e-mail address, for Concilia, on the internet.

    And when I sent my forwarded e-mail to you, from 8/12.

    Then I got a reply from Concilia.

    A payment-plan, for four months, of four token-payments, of £1.

    And it also says on page 2, of the Concilia-letter, that cheques sent to them, should be written to United Utilities.

    And I’ve also read, on the internet, that United Utilities own Concilia:
    ‘United Utilities own Vertex data systems ltd

    Vertex Data systems ltd own First Revenue Assurance uk
    First Revenue Assurance is the new name of concilila debt recovery(since mar 06 through name change).’.


    So I hope it’s ok I send about this Concilia-letter to United Utilities.

    Hope this is alright!

    Best regards,


    Erik Ribsskog

    ———- Forwarded message ———-

    From: Erik Ribsskog <eribsskog@gmail.com>
    Date: Sat, Apr 6, 2013 at 7:27 AM
    Subject: New water-bill/Fwd: To: Suzanne Cafferty, Customer Advisor/Fwd: To: Nicola Redfern, Customer Advisor
    To: Customer.Services@uuplc.co.uk

    Hi,

    I’m refering to my new water-bill, from 27/3, which I attach a scanned copy of, with this e-mail.


    Like you can see, on page 2, I’ve had a payment-arrangement with you, (through Concilia), to pay a token-payment, of £1, since I’m uneployed at the moment, unfortuantely.

    (I have a budget, which I’ve set up, in co-operation, with the CCCS.

    And I can’t afford to pay much more, at the moment, unfortunately.

    But I apply for many new jobs, every week, and I hope to get a new job, as soon as possible).

    So I hope I can continue this token-payment-arrangement, of £1 a month, untill I find new employement.
    Hope this is alright!

    Yours sincerely,


    Erik Ribsskog

    ———- Forwarded message ———-
    From: Erik Ribsskog <eribsskog@gmail.com>

    Date: Sat, Dec 8, 2012 at 3:44 AM
    Subject: To: Suzanne Cafferty, Customer Advisor/Fwd: To: Nicola Redfern, Customer Advisor
    To: Customer.Services@uuplc.co.uk

    Hi,

    I’m refering to you letter from 4/12, (which I attach), and to the water-bill, also from 4/12, (which I also attach a scanned copy of).
    Thank you for merging my two accounts with you!

    You write that the payment-arrangement stays the same.


    I’m unemployed at the moment, so I have an arrangement with you that I pay £1 a month, untill I find a new job.

    That payment-plan should be up to date now.

    And I’m going to pay the next token-payment, of £1, within 25/12.
    I just wanted to update about this, since I also got a water-bill, that mention another amount.

    So just to make sure that there have been no misunderstanding about this, and to explain that my next payment is going to be the token-payment, of £1, by 25/12.

    I hope that you can confirm that this is the same payment-plan, which you mention, in your letter.

    (Since I got two letters from you, both dated 4/12 now).

    So I just wanted to explain about the details of my payment-arrangement with you, just for the record, so to speak.

    Hope this is alright, and thanks again for the letter!

    Yours sincerely,


    Erik Ribsskog

    ———- Forwarded message ———-
    From: Erik Ribsskog <eribsskog@gmail.com>

    Date: Wed, Nov 28, 2012 at 11:14 PM
    Subject: To: Nicola Redfern, Customer Advisor
    To: Customer Services <Customer.Services@uuplc.co.uk>

    Hi,

    I’m refering to your letter from 26/11, which I recieved today, about my water bill arrears, from Hope Chambers.
    Today, I also recieved my new water bill, for 10 Keith Court.

    I’m unfortunately still unemployed at the moment, (even if I get to job-interview quite often now).
    So I can’t afford to pay more than token-payments untill I find a new job, unfortunately.


    So I was wondering if you could please merge my old account with you, from Leather Lane, with my new account, for 10 Keith Court.
    And then I would just continue to pay one token-payment monthly, (like the agreement I have with you now says), untill I find a new job.

    So that my next token-payment is due on 25/12.

    Hope this is alright, and thank you again for your letter!

    Yours sincerely,


    Erik Ribsskog
    PS.


    I attach scanned copies of both the mentioned letters.


    2 attachments

    concilia.jpg
    76K
    concilia2.jpg
    135K
  • Mer om budsjett

    Erik Ribsskog

    1:56 PM (2 minutes ago)

    to Contact-Us, webteam

    Hi,

    I’m still waiting for my jobseekers allowance, (which I haven’t recieved since the middle of April).

    Am going to pay this bill as soon as I get the Jobseekers Allowance.

    Sorry about the problems with this!

    Yours sincerely,

    Erik Ribsskog

    On Tue, May 21, 2013 at 7:01 AM, Virgin Media wrote:

    Your latest Virgin Media bill is ready

    Your Bill Summary

    Account number: 037742701

    Area reference: 01

    Bill date: May 20, 2013

    Payment due date: May 20, 2013

    Payment reference: 037742701001

    Amount: £42.50

    Great extras from Virgin Media

    Did you know that all our customers get free servicing and repairs? This excludes mistreatment, but for anything else just let us know and we’ll come and fix it at a time that suits you, without costing you a penny! For info and t&c’s see virginmedia.com/extras

    Hello,

    Your Virgin Media bill is ready and waiting for you online. To check it out, just sign into My Virgin Media.

    Pay by Direct Debit?

    You don’t have to lift a finger. Your payment will be taken from your bank account by Virgin Media Payments Ltd, as usual.

    Don’t pay by Direct Debit?

    The easiest way to make sure your bill’s paid on time and in full every month is to pay by Direct Debit. You’ll save £60 a year too!

    Paying by credit or debit card

    For a quick, easy and secure way to pay with a credit or debit card 24/7, use our simple online payment service, QuickPay. Just go to virginmedia.com/payments. You’ll need your 12 digit payment reference number, which you can find at the top of this email.

    My Bills

    To choose how you’d like to pay your bill, sign into My Virgin Media and go to My Bills. That’s where you can set up a Direct Debit, or make payments by credit or debit card. You can also delve deeper into your bill, see the balance of your last one and view any charges since then, like calls, movies and games. And, if you’ve made any changes to your package since your last bill, you’ll be able to see those details too.

    Anything else you’d like to know?

    If you have any questions or need help understanding your bill, you’ll find all the answers at virginmedia.com/help.

    Kind regards,

    The Virgin Media team

  • Mer om budsjett


    Gmail – Lowell reference number: 120143797

    Gmail


    Erik Ribsskog
    <eribsskog@gmail.com>



    Lowell reference number: 120143797



    Erik Ribsskog

    <eribsskog@gmail.com>


    Mon, May 20, 2013 at 1:14 PM

    To:
    enquiries@lowellgroup.co.uk

    Cc:
    Contact-Us <Contact-Us@jobcentreplus.gsi.gov.uk>

    Hi,

    I’m refering to the statement I got from you/Wescot, earlier this month.

    The Jobcentre haven’t sent me my jobseekers-allowance, since the middle of April, (for some reason).

    I’m working with trying to sort out the problem with the Jobcentre.


    And I’ll pay the token payment, for this month, (which was really due on 14/5, and which I normally pay by card, from the Wescot website), as soon as I recieve the mentioned jobseekers-allowance.

    Hope this is alright, and sorry about the problems with this!

    Yours sincerely,


    Erik Ribsskog