Erik Ribsskog
| Property in Norway |
| Erik Ribsskog |
Fri, Jun 27, 2014 at 12:11 PM | |||||||||||||||||||||||
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To: ~ RBS Customer Relations
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PS.
Her er vedleggene:
Stikkord: RBS
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Jeg sendte en e-post til RBS
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Jeg sendte en e-post til RBS
Erik Ribsskog
Act Now Alert
Erik Ribsskog Wed, Jun 25, 2014 at 2:25 PM To: RBSCc:
Wedell-Wedellsborg, “emb.london”
, HRW UK , amnestyis
, Phso Enquiries , post ,
Akademikerforbundet, Service
, Pia Ribsskog , Ribsskog
, she ,
“hv-02.kontakt”, “anne-kathrine.skodvin”
, post , “EUteam@amnesty.org”
, “SCT@amnesty.org.uk”
, hofmarskallatet@kongehuset.dk, ved Wenche
Molstad, post@slottet.no, Office
, Info , Service
,
“steve.rotheram.mp”, LO
Postkasse LO,
rcjchancery.judgeslisting@hmcts.gsi.gov.uk, CONTACT-US
, Contact-Us
, “sande.vgs”
, “president@ansa.no” ,
Google Press, post@canica.no, DWP ICE gateway
team, billing@spexhost.com, Colin Simber
Hi,I haven’t gotten my jobseekers-allowance, since last month.
So that’s why my bank-account is overdrawn.
Someone
did sabotage against me, and wrote an e-mail in my name, to the
Jobcentre, (and Liverpool City Council), asking for my claim to end.I was informed by this sabotage, by the Council.
And informed the Jobcentre right away, about this impersonation.
But the Jobcentre still stopped my claim.
I had to file a rapid reclaim.
To do with that reclaim, I had a phone-interview, with Sean, from Huyton Jobcentre, earlier this month.
And in that phone-call, I was told, I was going to get my allowance, on Tuesday, (that is yesterday).
But I didn’t get any money yesterday, for some reason.
(I’ve sent a complaint e-mail to the Jobcentre about this.
But have still not received a reply).
Perhaps I could have an overdraft for graduates, I was wondering.
(I’ve read about these overdrafts somewhere).
I got my Norwegian Høgskolekandidat-degree, in 2009, from Oslo University College.
(I didn’t apply for an overdraft at the time, because I had a lot of complaints, against RBS, at the time.
Which I sent to the Financial Ombudsman, etc.
I think must have been the reason.Or that I wasn’t aware of these graduate-overdrafts, at the time).Thanks in advance for the help with this!
Best regards,
Erik Ribsskog
On Wed, Jun 25, 2014 at 7:13 AM, RBS <DigitalBanking@information.rbs.co.uk> wrote: 
RBS account ending 827 has remained over its agreed limit since your last Alert. We recommend that you pay in cleared funds to correct the position
on your account by 3.30pm today, 25 Jun and so that you can minimise any
further Overdraft fees being applied.There are some easy ways for you to pay “cleared funds” into your account:
Pay in cash at any RBS branch.
Transfer money from another RBS account, for example via Online banking or Telephone bankingRBS offer a free customer review service with one of our highly trained
Customer Advisers. To book an appointment at your local branch call
0800 408 6020. Customers with hearing and speech impairments can contact
us by Minicom on 0800 404 6160.Don’t hesitate to contact us to discuss how we can help with your
banking needs or answer any other queries, but please do not respond to
this email.You’ll find contact details for all of our services in the ‘contact us’ section of rbs.co.uk.
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Jeg sendte en e-post til Norwegian-British Chamber of Commerce
Gmail – Problems with RBS 
Erik Ribsskog
<eribsskog@gmail.com>
Problems with RBS
Erik Ribsskog
<eribsskog@gmail.com>
Thu, Aug 23, 2012 at 3:58 PM
To:
info@nbccuk.comHi, I'm a Norwegian citizen who lives in the UK.I've set up an e-business: http://www.godteposer.net/ , after I became unemployed.I'm still in the begining of setting up this business, after problems with hacking, etc.But I've sold around 100 packets to Norway, (and the USA), now.But when I contact RBS to get a business-account they tell me I have to have a business-plan.My plan was to sell Glacier Mints on QXL after they've stopped selling Glacier Mints, (Isbre Mint), in Norway.But QXL wanted a deposit I couldn't afford, (since I'm unemployed), so I set up my own web-show, (since I've studied IT and had programming as a hobby).And I've also gone to business-school, (handel og kontor), economy-line, at Upper Secondary School.But I haven't learned about business-plans.Isn't it a bit inpolite of RBS to ask for a business-plan for an up and running business?I've even gone to a respected private academy, in Norway, named NHI, and had business-modules there, but I haven't learned about business-plans, (as far as I can remember it at least).Is it just RBS who asks about a business-plan if one want a business-account, for an up and running business, in the UK?I haven't had any business earlier, eighter in Norway or the UK.(But I've worked as a Shop Manager in Rimi, in Oslo, for several years).So I'm not sure how to go forward regarding this.Hope you have the chance to reply about this!Yours sincerely,
Erik Ribsskog -
Jeg sendte enda en ny e-post angående jobbsøking i England
Gmail – Business-account/Fwd: Business-account/Fwd: Private and Confidential
Erik Ribsskog
<eribsskog@gmail.com>
Business-account/Fwd: Business-account/Fwd: Private and Confidential
Erik Ribsskog
<eribsskog@gmail.com>
Fri, Apr 13, 2012 at 12:58 PM
To:
Ralph Webster <ralph.webster@elect.org.uk>Hi again Ralph, sorry that I'm sending a lot of e-mails.But this is as far as I got with the business-account, with RBS.(This was last summer, as one can see).Best regards,Erik Ribsskog———- Forwarded message ———-
From: Erik Ribsskog <eribsskog@gmail.com>Date: Sat, Jul 2, 2011 at 7:55 PM
Subject: Business-account/Fwd: Private and Confidential
To: Charlotte.Benson@rbs.co.ukHi,
could you please send this to your collegue Gary Beggs, RBS Liverpool, regarding a business-account?I can't find my passport at the moment, but I have a driving license and/or utility-bills.I don't have a business-plan, as of such, but it's regarding an up and running business, which I can bring the invoices for, to a business-account-meeting.Hope this is alright!Yours sincerely,
Erik Ribsskog———- Forwarded message ———-
From: Benson, Charlotte (Group Customer Relations) <Charlotte.Benson@rbs.co.uk>Date: Fri, Jan 7, 2011 at 10:05 AM
Subject: Private and Confidential
To: eribsskog@gmail.comDear Mr Ribsskog
Gavin Bridges has asked me to contact you after you raised concerns with Gavin's responses to your complaint raised about a debit card Point of Sale (POS) transaction.
I have fully reviewed the complaint file and I am satisfied that Gavin has provided you with a full and accurate explanation as to how POS transactions work. As Gavin has explained, this is not unique to RBS, but instead applicable to all POS transactions that take place within the global system.
I will ask Gavin to submit a formal response to you in writing detailing the content of the emails sent from 24-30 December 2010. You will be able to keep this for your records, and I hope it will provide you with a better understanding of how POS transactions work.
I am sorry I am unable to help you further, you will receive a letter from Gavin in due course.
Kind Regards.
Charlotte Benson
Team Manager, Group Customer Relations
RBS Gogarburn
Business House F
1st Floor
PO Box 1000
Edinburgh
EH1 1HQ
e-mail charlotte.benson@rbs.co.uk
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Authorised and regulated by the Financial Services Authority.
This e-mail message is confidential and for use by the addressee only. If the message is received by anyone other than the addressee, please return the message to the sender by replying to it and then delete the message from your computer. Internet e-mails are not necessarily secure. The Royal Bank of Scotland plc does not accept responsibility for changes made to this message after it was sent.
Whilst all reasonable care has been taken to avoid the transmission of viruses, it is the responsibility of the recipient to ensure that the onward transmission, opening or use of this message and any attachments will not adversely affect its systems or data. No responsibility is accepted by The Royal Bank of Scotland plc in this regard and the recipient should carry out such virus and other checks as it considers appropriate.
-
Jeg sendte en ny e-post angående jobbsøking i England
Gmail – New update/Fwd: Update/Fwd: self employment
Erik Ribsskog
<eribsskog@gmail.com>
New update/Fwd: Update/Fwd: self employment
Erik Ribsskog
<eribsskog@gmail.com>
Fri, Apr 13, 2012 at 12:46 PM
To:
ralph.webster@elect.org.ukHi, I remember now, I've also been in contact with RBS, regarding a business-acount, for my e-business.RBS wants a business-plan.I think if I get a business-account then I'll also get some credit, which I could let me have more options when it comes to running the business.Perhaps you could help me with making a business-plan, since I didn't learn about this on my economics-upper secondary line, etc., in Norway.Just something I thought about now.Thanks in advance for any help!Yours sincerely,
Erik Ribsskog———- Forwarded message ———-
From: Erik Ribsskog <eribsskog@gmail.com>Date: Fri, Apr 13, 2012 at 10:45 AM
Subject: Re: Update/Fwd: self employment
To: Ralph Webster <ralph.webster@elect.org.uk>Hi,
I don't see the point in arguing about this.I've contacted the Council for more information about income support.So I guess I'll take it from there.See you on the meeting on 24/4 then.Best regards,Erik RibsskogOn Fri, Apr 13, 2012 at 10:29 AM, Ralph Webster <ralph.webster@elect.org.uk> wrote:Erik,
I repeat my previous statement, the mere fact that you are with Ingeus means that you are not eligible for the NEA scheme.
ralph
From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 12 April 2012 11:36
To: Ralph Webster
Cc: CONTACT-US; Contact-Us
Subject: Update/Fwd: self employmentHi again,
maybe it's worth investigating if I could be on the programme you mentioned, with the Job Centre.
Since Ingeus/Elect don't have any founding.
I think it could be that the Job Centre were just ignorant, when they called my business a 'hobby'.
Since Ingeus seems to take it seriously.
Perhaps you could check out if I could go on the New Enterprice Allowance Scheme then, with the Jobcentre.
Because I'm not sure if what the Jobcentre did was right.
Calling my e-business just a 'hobby' doesn't seem like something thought throgh, I think.
I can't focus full-time on my e-business now, you see, since I also have to do my job-search.
So if I was on that programme, I could focus more on the e-business.
It's a bit odd that I have to be self-employed one day, and a normal job-seeker the next, when I go to the Job Centre, (like it is now, more or less), I think.
Best regards,
Erik Ribsskog
PS.
I also send a copy e-mail to EFTA, since I'm from Norway.
And to the Jobcentre/DWP.
Hope this is alright!
———- Forwarded message ———-
From: Erik Ribsskog <eribsskog@gmail.com>Date: Thu, Apr 12, 2012 at 11:04 AM
Subject: Re: self employment
To: Ralph Webster <ralph.webster@elect.org.uk>Hi,
well, I don't know, maybe it was a mistake by the Jobcentre, to call my business, a 'hobby'.
That seems a bit strange to me now.
Maybe I should really be on income support, when I have a business like this?
Thanks for the files!
What's the agenda for the next meeting again, I was wondering, if it's ok to ask.
Best regards,
Erik Ribsskog
On Thu, Apr 12, 2012 at 10:55 AM, Ralph Webster <ralph.webster@elect.org.uk> wrote:
Hello Erik,
Sorry about forgetting to send the attachment so here it is now although from what you’ve told me about your web site, it may not be very helpful to you.
Unfortunately, i do not know of any funding available to you at this present time and I can’t see anything happening in the short term either. With regards to a self-employed programme with the Job Centre, I think you must be alluding to the New Enterprise Allowance Scheme but the mere fact that you are with Ingeus tells me that you are not eligible for that scheme.
See you on the 24th
Ralph
From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 10 April 2012 16:33
To: Ralph Webster
Subject: Re: self employmentHi,
thanks for the e-mail!
I couldn't see any attachments, but the website is quite high ranked with Google, I think, so that's ok I guess.
I was at a programme with Sencia, some time back, and they started talking about founds for marketing, but the web-shop wasn't that good then, so I didn't want to market it already, at the beginning of last year.
So I think that was why I asked Ingeus about self-employed-programme, to check if there was similar founding-opertunities, for marketing, as Sencia mentioned.
Also I was wondering if I should be on a programme for self-employed people, with the Job-centre.
Since I've been working with this web-shop since the automn of 2010, I think it was, that is before I started to go to Ingeus, on the Work Programme.
So that might have been the reason for me being sent to Elect, because I asked Ingeus about the things mentioned above.
But I'll be there for the meeting, the week after next.
When it comes to the expenses, then the reason it isn't a profit for the web-shops, is that some of the costs are fixed, some are to do with samples for pictures, which I'd say is marketing, and some costs are like start-up-costs, since I've had to move between Liverpool and Sunderland, a couple of times, in the last months, due to Landlord-complaint-cases, etc.
But before the next meeting, I thought I could set up book-keeping, for each delivery, so to show the profit-margin better.
Just something I thought about after the meeting today.
Hope this is alright!
Best regards,
Erik Ribsskog
On Tue, Apr 10, 2012 at 4:10 PM, Ralph Webster <ralph.webster@elect.org.uk> wrote:
Hi Erik,
I’m sending you information on search engine optimisation which you may find helpful in making your web site work better for you.
Our next meeting is at 11am on the 24th at Ingeus, see you then.
Ralph
Ralph Webster
Business Coach
Exemplas
